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KIA SOUL Car Insurance

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The Kia Soul is a compact urban vehicle with a distinctive boxy style, offering a spacious cabin and strong versatility. Popular among young drivers and city dwellers, it stands out for its original look and everyday practicality.

KIA SOUL CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Kia Soul move from $929 to $1136, with a slight dip in 2023 ($920) followed by a marked rebound. Overall, the six-year trend is upward, reflecting rising repair and maintenance costs.

To find the best insurance for your KIA SOUL vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SOUL cost in Quebec?

Premiums are highest for the Kia Soul in Montreal ($1746), Saint-Jérôme ($1318), and Terrebonne ($1256), while Brossard ($575) and Longueuil ($614) post the lowest amounts. City-to-city differences are significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $671.23
DRUMMONDVILLE $819.61
GATINEAU $1289.94
LAVAL $1167.61
LÉVIS $797.96
LONGUEUIL $614.02
MONTRÉAL $1788.25
QUÉBEC $984.33
REPENTIGNY $717.09
Saguenay $676.25
SAINT-JEAN-SUR-RICHELIEU $747.00
SAINT-JÉRÔME $1141.64
SHERBROOKE $798.79
TERREBONNE $1278.05
TROIS-RIVIÈRES $749.31

Frequently asked questions (FAQ)

How much does auto insurance cost for a Kia Soul?
The average premium for a Kia Soul reached $1136 in 2026, compared to $929 in 2021, based on the available historical data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Has the Kia Soul's premium always increased?
Not exactly. After rising to $950 in 2022, the premium slightly dropped in 2023 ($920) before climbing again, reaching $1136 in 2026.
Which city offers the lowest insurance cost for a Kia Soul?
Based on the data provided, Brossard ($575) and Longueuil ($614) post the lowest average premiums for this model.
Why is the premium so high in Montreal?
In Montreal, the average premium for the Kia Soul reaches $1746, significantly above cities like Brossard ($575), due to traffic density and higher claim frequency in urban areas.
What factors influence insurance prices for a Kia Soul?
Driver profile, place of residence, vehicle usage, and claims history are among the factors that influence premiums, along with model-specific characteristics.
How can I reduce insurance costs for a Kia Soul?
Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record are effective ways to lower the premium.

Offers received by our customers on KIA SOUL cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026