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KIA EV4 Car Insurance

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The Kia EV4 is a modern electric sedan focused on range, energy efficiency, and advanced onboard technology. Positioned in the mainstream EV segment, it appeals to drivers seeking a transition to electric without sacrificing comfort or style.

KIA EV4 CAR INSURANCE RATES SINCE 2026.

Since the Kia EV4 is a very recent model, only one year of data is available. The average premium stands at $2143 in 2026, and a historical comparison is not yet possible for this vehicle.

To find the best insurance for your KIA EV4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA EV4 cost in Quebec?

Premiums for the Kia EV4 vary widely by city, ranging from $1330 in Gatineau to $3383 in Brossard. Trois-Rivières ($2881) and Quebec City ($2541) also show high amounts, while Saguenay ($1710) and Terrebonne ($1795) remain more affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3383.08
GATINEAU $1330.17
LAVAL $1526.27
LÉVIS $2458.56
QUÉBEC $2540.63
REPENTIGNY $2481.80
Saguenay $1710.1
SAINT-JEAN-SUR-RICHELIEU $2197.98
SHERBROOKE $2029.36
TERREBONNE $1795.2
TROIS-RIVIÈRES $2881.09

KIA EV4 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
KIA EV4 2026 $2116.31

Frequently asked questions (FAQ)

How much does insurance cost for a Kia EV4?
The average premium for a Kia EV4 is $2143 in 2026. Since this is a very recent model, no historical comparison is available yet.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Kia EV4?
Based on the data provided, Gatineau ($1330) and Saguenay ($1710) show the lowest average premiums for this model.
Why is the premium much higher in Brossard?
In Brossard, the average premium reaches $3383, more than double that of Gatineau. This gap may reflect traffic density, claim frequency, and local risk profile.
Are electric vehicles like the Kia EV4 more expensive to insure?
Often yes, due to the high cost of specialized parts, such as batteries, and the skilled labor required for repairs.
How can I lower my premium for a Kia EV4?
Comparing quotes from several insurers remains the most effective approach, especially for a recent model where premiums can vary significantly between insurers.

Offers received by our customers on KIA EV4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this KIA EV4 page

The premiums above cover every version of the KIA EV4, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
EV4 GT 4DR AWD 2027
EV4 GT-LINE 4DR 2026 - 2027
EV4 GT-LINE 4DR AWD 2027
EV4 GT-LINE LIMITED 4DR 2026 - 2027
EV4 GT-LINE LIMITED 4DR AWD 2027
EV4 LIGHT 4DR 2026 - 2027
EV4 WIND 4DR 2026 - 2027
EV4 WIND 4DR AWD 2027
EV4 WIND PREMIUM 4DR 2026 - 2027
EV4 WIND PREMIUM 4DR AWD 2027

Model version by year

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KIA EV4 by city

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