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KIA CADENZA Car Insurance

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The Kia Cadenza is a full-size sedan focused on comfort, generous interior space, and refined finishing. Positioned between mainstream and luxury sedans, it appeals to drivers seeking a smooth ride without a premium-brand price tag.

KIA CADENZA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Kia Cadenza show an irregular evolution: rising from $640 in 2021 to a peak of $2114 in 2023, then dropping to $1297 in 2025 before climbing back to $1610 in 2026. This marked fluctuation contrasts with a simple linear trend.

To find the best insurance for your KIA CADENZA vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA CADENZA cost in Quebec?

The highest premiums for the Kia Cadenza are found in Montreal ($2163), Gatineau ($2013), and Sherbrooke ($2084), while Laval ($569) and Drummondville ($768) show the lowest amounts. Quebec City sits in an intermediate position at $1022.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1024.71
GATINEAU $2012.97
LAVAL $568.98
MONTRÉAL $2162.56
QUÉBEC $1021.62
SHERBROOKE $2083.64

Frequently asked questions (FAQ)

How much does it cost to insure a Kia Cadenza?
The average premium for a Kia Cadenza has varied significantly across years, ranging from $640 in 2021 to $2114 in 2023, and standing at $1610 in 2026 based on available data.
Why has the Kia Cadenza premium fluctuated so much between 2021 and 2026?
Premiums rose from $640 to $2114, then dropped to $1297, before climbing back to $1610. Such swings can reflect changes in risk profile, parts costs, or the model's market availability.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Kia Cadenza?
Based on the data provided, Laval ($569) and Drummondville ($768) show the lowest average premiums for this model.
Why is the premium higher in Montreal than in Laval for the same car?
In Montreal, the average premium reaches $2163, compared to just $569 in Laval. This gap is generally explained by traffic density, claim frequency, and higher theft rates in dense urban areas.
How can I lower my insurance premium for a Kia Cadenza?
Comparing quotes from several insurers remains the most effective approach, especially given the significant differences observed between cities for this model.

Offers received by our customers on KIA CADENZA cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026