KIA K4 2025
A Woman from Sainte-Marie
$1903 /year
Premium computed in April 2026
The Kia K4 is a modern compact sedan succeeding the Forte, offering bolder styling, generous tech features, and strong value for money. It targets drivers looking for a practical, fuel-efficient, and well-equipped everyday car.
Since the Kia K4 is a recent model, only three years of data are available. The average premium drops from $3265 in 2024 to $2180 in 2025, then rises slightly to $2319 in 2026. This variation likely reflects data adjustment as the model becomes established in the market.
To find the best insurance for your KIA K4 vehicle, it is more important than ever to compare the available options.
Premiums are highest for the Kia K4 in Montreal ($3071), Saguenay ($2717), and Laval ($2689), while Brossard ($1262), Saint-Jean-sur-Richelieu ($1611), and Saint-Jérôme ($1912) show the lowest amounts. The gap between cities is particularly pronounced for this model.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1716.30 |
| DRUMMONDVILLE | $2141.98 |
| GATINEAU | $2592.76 |
| LAVAL | $2652.03 |
| LÉVIS | $2222.16 |
| LONGUEUIL | $2208.82 |
| MONTRÉAL | $3106.53 |
| QUÉBEC | $2173.43 |
| REPENTIGNY | $2517.82 |
| Saguenay | $2730.68 |
| SAINT-JEAN-SUR-RICHELIEU | $1715.19 |
| SAINT-JÉRÔME | $2076.60 |
| SHERBROOKE | $2320.36 |
| TERREBONNE | $2236.31 |
| TROIS-RIVIÈRES | $2313.81 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| KIA K4 2026 | $2394.27 |
| KIA K4 2025 | $2219.88 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the KIA K4, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| K4 EX 4DR | 2025 - 2026 |
| K4 EX 5DR | 2026 |
| K4 EX PREMIUM 4DR | 2026 |
| K4 EX PREMIUM 5DR | 2026 |
| K4 EX+ 4DR | 2025 - 2026 |
| K4 EX+ 5DR | 2026 |
| K4 GT-LINE LIMITED TURBO 4DR | 2025 - 2026 |
| K4 GT-LINE LIMITED TURBO 5DR | 2026 |
| K4 GT-LINE TURBO 4DR | 2025 - 2026 |
| K4 GT-LINE TURBO 5DR | 2026 |
| K4 LX 4DR | 2025 - 2026 |
| K4 LX 5DR | 2026 |
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
