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LEXUS IS 350 2016 Car Insurance

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The 2016 Lexus IS 350 is a luxury sport sedan combining V6 performance with Japanese refinement. It appeals to drivers seeking dynamic handling in a premium cabin, backed by Lexus's well-known reliability reputation.

LEXUS IS 350 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Lexus IS 350 fluctuate significantly, moving from $1485 in 2021 to a peak of $2712 in 2023, then dropping to $1843 in 2025 before rising again to $2075 in 2026. This variability suggests an irregular claims history rather than a linear trend.

To find the best insurance for your LEXUS IS 350 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS IS 350 2016 cost in Quebec?

Average premiums vary considerably among the provided cities: Montreal shows the highest premium ($4579), followed by Quebec City ($2332), while Laval posts the lowest amount ($1611). The gap between Montreal and Laval exceeds $2900.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $4579.04
QUÉBEC $2331.85

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Lexus IS 350?
Based on available data, the average premium has varied considerably, reaching $2712 in 2023 and $2075 in 2026, with a dip to $1843 in 2025. Cost depends heavily on city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the premium for the 2016 Lexus IS 350 fluctuate so much year to year?
These fluctuations, ranging from $1485 in 2021 to $2712 in 2023, may reflect changes in claims history, parts costs, or the mix of insured drivers over that period.
Which city offers the lowest insurance cost for a 2016 Lexus IS 350?
Based on the data provided, Laval shows the lowest average premium at $1611, compared to $4579 in Montreal and $2332 in Quebec City.
Why does Montreal show a notably higher premium for this model?
Urban density, traffic volume, and higher claim frequency in large cities contribute to an average premium of $4579 in Montreal, well above the other cities provided.
What factors influence the insurance cost of a Lexus IS 350?
The vehicle's sport-luxury classification, replacement value, specialized parts costs, and driver profile are key factors that cause premiums to vary.
How can I compare premiums for this model?
Getting multiple quotes from different insurers helps compare the gaps, which can be significant depending on the city, as shown by the difference between Laval and Montreal.

Offers received by our customers on LEXUS IS 350 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026