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TOYOTA 4RUNNER 2016 Car Insurance

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The 2016 Toyota 4Runner is a rugged body-on-frame SUV known for legendary reliability and off-road capability. Favored by adventure enthusiasts and active families alike, it combines versatility, durability, and exceptional resale value.

TOYOTA 4RUNNER 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Toyota 4Runner generally rise, moving from $1143 to $1382, despite a slight dip in 2023 ($1237). This progression reflects rising repair costs for this type of SUV.

To find the best insurance for your TOYOTA 4RUNNER 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2016 cost in Quebec?

Differences between cities are significant: Laval shows the highest premium ($3000), followed by Montreal ($1745) and Terrebonne ($1700), while Lévis ($884) and Saguenay ($889) post the lowest amounts. Quebec City sits in a mid-range position ($1083).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $883.99
MONTRÉAL $1744.98
QUÉBEC $1083.19
Saguenay $889.44
TERREBONNE $1700.4

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Toyota 4Runner?
The average premium for a 2016 Toyota 4Runner is $1382 in 2026, higher than in previous years based on available data.
Has the 4Runner's premium increased since 2021?
Yes. Between 2021 and 2026, the average premium rose from $1143 to $1382, with a slight dip in 2023 before resuming its climb.
Which city has the highest insurance cost for the 4Runner?
Based on the provided data, Laval shows the highest premium at $3000, well above other compared cities such as Lévis ($884).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why do premiums vary so much between cities for this vehicle?
Traffic density, claim frequency, and vehicle theft rates strongly influence premiums, explaining the gap between Laval ($3000) and Lévis ($884).
What factors influence the premium for an SUV like the 4Runner?
Vehicle age, replacement value, reliability history, and off-road versus urban use are key elements considered by insurers.

Offers received by our customers on TOYOTA 4RUNNER 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026