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TOYOTA 4RUNNER 2022 Car Insurance

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The 2022 Toyota 4Runner is a rugged, off-road-capable SUV known for its mechanical reliability. It appeals to drivers seeking a durable vehicle able to handle tough conditions while offering generous interior space.

TOYOTA 4RUNNER 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 Toyota 4Runner rise overall, moving from $1394 to $2247. After a slight dip in 2023 ($1465), the increase accelerates sharply from 2024 onward, reaching $2227 in 2025 and $2247 in 2026.

To find the best insurance for your TOYOTA 4RUNNER 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2022 cost in Quebec?

Premiums vary significantly by city for the 2022 Toyota 4Runner: Longueuil shows the highest amount ($4512), followed by Gatineau ($2367), while Sherbrooke offers the most affordable premium ($1803).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2367.48
LONGUEUIL $4512.07
SHERBROOKE $1802.86

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Toyota 4Runner?
The average premium for a 2022 Toyota 4Runner varies by reference year, ranging from $1394 in 2021 to $2247 in 2026, with a sharp increase starting in 2024.
Have premiums for the 2022 4Runner increased significantly?
Yes. After relative stability between 2021 and 2023 ($1394 to $1465), premiums jumped to $1795 in 2024, then $2227 in 2025 and $2247 in 2026.
Which city has the highest insurance cost for the 2022 4Runner?
Based on the provided data, Longueuil shows the highest premium at $4512, well above Gatineau ($2367) and Sherbrooke ($1803).
Why is there such a gap between Longueuil and Sherbrooke?
The differences reflect local factors such as traffic density, claim frequency, and vehicle theft rates, which vary significantly between cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium for an SUV like the 4Runner?
Weight, replacement value, off-road capability, and parts costs influence the premium, which reached $2247 in 2026 according to available data.
How can I lower my premium for a 2022 Toyota 4Runner?
Comparing quotes from multiple insurers, especially between cities with notable gaps like Longueuil and Sherbrooke, remains the most effective way to find a better price.

Offers received by our customers on TOYOTA 4RUNNER 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026