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TOYOTA 4RUNNER 2012 Car Insurance

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The 2012 Toyota 4Runner is a rugged, off-road-capable SUV known for mechanical reliability and solid towing capacity. Favored by adventure seekers, it combines a durable body-on-frame architecture with a practical cabin suited for daily use or off-road trips.

TOYOTA 4RUNNER 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2012 Toyota 4Runner fluctuates rather than following a linear trend, moving from $1073 to $1212, then dropping to $621 in 2024 before rising again to $754 in 2026. These variations likely reflect shifts in risk profile or the insurance market rather than a steady increase or decrease.

To find the best insurance for your TOYOTA 4RUNNER 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2012 cost in Quebec?

Based on the available data, Montreal shows an average premium of $1807 for the 2012 Toyota 4Runner, notably higher than the vehicle's historical average over the 2021-2026 period, suggesting elevated insurance costs in this urban market.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1807.39

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Toyota 4Runner?
Based on available data, the average premium ranged between $621 and $1212 from 2021 to 2026, reaching $754 in 2026. In Montreal, the observed average is $1807.
Is the premium for the 2012 4Runner increasing over time?
No, the data instead shows fluctuations: the premium went from $1073 in 2021 to $621 in 2024, then to $754 in 2026, without a steady upward or downward trend.
Why is the Montreal premium higher than the vehicle's average?
Montreal shows $1807, higher than every annual value observed between 2021 and 2026, likely due to traffic density and higher claim frequency in urban areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2012 Toyota 4Runner?
The vehicle's age, replacement value, claims history, and off-road SUV classification influence the premium, which has ranged between $621 and $1212 across the years.
How can I reduce my premium for this vehicle?
Comparing quotes from several insurers, adjusting optional coverage, and maintaining a good driving record are effective ways to lower insurance costs.

Offers received by our customers on TOYOTA 4RUNNER 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026