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TOYOTA 4RUNNER 2019 Car Insurance

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The 2019 Toyota 4Runner is a rugged, off-road-capable SUV known for its reliability and towing capacity. Built on a traditional body-on-frame platform, it appeals to adventure seekers and drivers who value durability and off-road versatility.

TOYOTA 4RUNNER 2019 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2019 Toyota 4Runner fluctuate without a steady direction, ranging from $1045 to $1843. After peaking at $1843 in 2024, the premium drops to $1219 in 2025 and $1045 in 2026, suggesting a recent stabilization rather than a sustained increase.

To find the best insurance for your TOYOTA 4RUNNER 2019 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2019 cost in Quebec?

Among the cities provided, Montreal shows the highest average premium ($1289), followed by Saguenay ($1198), while Gatineau posts the lowest amount ($850) for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $850.02
MONTRÉAL $1289
Saguenay $1197.91

Frequently asked questions (FAQ)

How much does it cost to insure a 2019 Toyota 4Runner?
The average premium varies by year, ranging from $1045 in 2026 to a peak of $1843 in 2024. As of 2026, the average premium sits at $1045.
Have 4Runner 2019 premiums increased over time?
No, the trend is not consistent. After peaking at $1843 in 2024, the premium dropped to $1219 in 2025 and $1045 in 2026, showing a recent decline instead.
Which city offers the lowest insurance cost for a 2019 4Runner?
Based on the data provided, Gatineau has the lowest premium at $850, compared to $1289 in Montreal and $1198 in Saguenay.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the 4Runner's premium vary so much year to year?
Fluctuations can stem from changes in repair costs, claim frequency, and insurer adjustments rather than reflecting a uniform trend.
Is the 4Runner more expensive to insure than an urban SUV?
Often yes, since its off-road capability and heavier weight can influence premiums, though the amounts observed still vary by city and year.
How can I reduce my premium for a 2019 Toyota 4Runner?
Comparing quotes from multiple insurers and checking discounts for a clean driving record or policy bundling can help secure a better price.

Offers received by our customers on TOYOTA 4RUNNER 2019 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026