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TOYOTA 4RUNNER 2024 Car Insurance

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The 2024 Toyota 4Runner is a rugged SUV with a body-on-frame build, known for its off-road capability and mechanical reliability. It appeals to adventurous drivers seeking a capable, long-lasting vehicle for both road and trail use.

TOYOTA 4RUNNER 2024 CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the 2024 Toyota 4Runner rise steadily from $1788 to $2089, an increase of roughly 17% over the period, reflecting growing repair costs for this rugged SUV.

To find the best insurance for your TOYOTA 4RUNNER 2024 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2024 cost in Quebec?

Premiums vary significantly by city: Laval shows the highest amount ($3012), followed by Quebec City ($2180), while Saguenay posts the lowest premium ($1446). Gatineau ($1915) and Trois-Rivières ($1910) sit in a similar mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1915.33
LAVAL $3011.67
QUÉBEC $2179.76
Saguenay $1445.88
TROIS-RIVIÈRES $1909.54

Frequently asked questions (FAQ)

How much does insurance cost for a 2024 Toyota 4Runner?
The average premium for the 2024 Toyota 4Runner is $2089 in 2026, based on available data, up from $1788 in 2023.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the 4Runner's premium increase each year?
Between 2023 and 2026, the average premium rises from $1788 to $2089, driven by growing parts and repair costs for this off-road SUV.
Which city has the highest insurance cost for the 4Runner?
Based on the data provided, Laval shows the highest premium ($3012), well above Quebec City ($2180) and Saguenay, the most affordable city ($1446).
What factors influence a 4Runner's premium?
Its SUV classification, weight, off-road capability, and parts costs all influence the premium, which also varies depending on the driver's city of residence.
How can I lower my premium for a Toyota 4Runner?
Comparing quotes from several insurers and selecting coverage matched to actual vehicle use can often lead to a better price.

Offers received by our customers on TOYOTA 4RUNNER 2024 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026