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TOYOTA 4RUNNER 2021 Car Insurance

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The 2021 Toyota 4Runner is a rugged body-on-frame SUV known for its off-road capability and long-term reliability. It appeals to drivers seeking a durable, versatile vehicle capable of handling demanding conditions.

TOYOTA 4RUNNER 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Toyota 4Runner fluctuate, rising from $1760 in 2021 to a peak of $1916 in 2023, then dropping to $1610 in 2026. This variation reflects periodic adjustments rather than a steady linear trend.

To find the best insurance for your TOYOTA 4RUNNER 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA 4RUNNER 2021 cost in Quebec?

Among the cities provided, Terrebonne ($1494) and Saint-Jean-sur-Richelieu ($1473) show the highest premiums for the 2021 4Runner, while Quebec City ($1102) has the lowest amount, followed by Montreal ($1300).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1299.84
QUÉBEC $1101.77
SAINT-JEAN-SUR-RICHELIEU $1473.15
TERREBONNE $1494.43

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Toyota 4Runner?
The average premium for a 2021 Toyota 4Runner varies by reference year, ranging from $1512 in 2022 to $1916 in 2023, with a value of $1610 in 2026.
Do premiums for the 2021 4Runner increase every year?
No, the progression is not linear. The premium peaked at $1916 in 2023 before dropping to $1610 in 2026, showing fluctuations rather than a steady increase.
Which city offers the lowest 4Runner 2021 insurance cost?
Based on the data provided, Quebec City ($1102) offers the lowest average premium, followed by Montreal ($1300).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why is the 4Runner more expensive to insure in Terrebonne than in Quebec City?
Differences in traffic density, claim frequency, and local repair costs explain the gap between Terrebonne ($1494) and Quebec City ($1102).
What factors influence the premium for a 2021 4Runner?
Its SUV classification, weight, off-road capability, and replacement parts cost are factors influencing premiums observed between $1512 and $1916.
How can I lower my insurance premium for a 4Runner?
Comparing quotes from several insurers and bundling your auto and home policies remain effective ways to obtain a more favorable premium.

Offers received by our customers on TOYOTA 4RUNNER 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026