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TOYOTA BZ4X Car Insurance

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The Toyota bZ4X is a fully electric SUV built on the brand's well-known reliability, offering range suited to everyday driving. It appeals to buyers looking to go electric without sacrificing the space or versatility of a family SUV.

TOYOTA BZ4X CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the Toyota bZ4X fluctuate rather than follow a straight trend: they drop from $1812 to $1618 in 2023, climb to $2197 in 2025, then ease to $1991 in 2026. These swings reflect evolving repair costs specific to electric vehicles and a still-maturing market for this model.

To find the best insurance for your TOYOTA BZ4X vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA BZ4X cost in Quebec?

Premiums are highest in Drummondville ($3219), Montreal ($3099), Longueuil ($2793), and Brossard ($2598), while Sherbrooke ($1655), Lévis ($1677), Trois-Rivières ($1783), and Saguenay ($1783) show the lowest amounts. The gap between the most and least expensive cities exceeds $1500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2028.86
DRUMMONDVILLE $3219.17
GATINEAU $2131.55
LAVAL $1779.53
LÉVIS $1679.86
LONGUEUIL $2674.75
MONTRÉAL $3089.29
QUÉBEC $2086.45
REPENTIGNY $1866.76
Saguenay $1868.88
SAINT-JEAN-SUR-RICHELIEU $1756.57
SAINT-JÉRÔME $2148.59
SHERBROOKE $1662.23
TERREBONNE $1834.69
TROIS-RIVIÈRES $1822.20

TOYOTA BZ4X average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TOYOTA BZ4X 2025 $2415.45
TOYOTA BZ4X 2024 $2202.34
TOYOTA BZ4X 2023 $1904.64

Frequently asked questions (FAQ)

How much does auto insurance cost for a Toyota bZ4X?
The average premium for a Toyota bZ4X varies by year, ranging from $1618 in 2023 to $2197 in 2025, with a recent average of $1991 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Do bZ4X premiums increase every year?
No, they fluctuate: after dropping to $1618 in 2023, they rose to $2197 in 2025 before easing to $1991 in 2026, without a clear linear trend.
Which city offers the lowest insurance cost for a bZ4X?
Based on the data provided, Sherbrooke ($1655) and Lévis ($1677) offer the lowest average premiums for this model.
Why do Drummondville and Montreal show such high premiums?
Drummondville ($3219) and Montreal ($3099) show the highest premiums, which may reflect claim frequency and the cost of repairing electric components in these regions.
What factors influence the premium for an electric vehicle like the bZ4X?
High battery costs, limited availability of specialized parts, and the vehicle's replacement value contribute to the premiums observed, which vary widely by city.
How can I reduce my insurance premium for a bZ4X?
Comparing quotes from several insurers and checking for electric-vehicle discounts can help secure a more favorable premium based on your profile and city.

Offers received by our customers on TOYOTA BZ4X cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this TOYOTA BZ4X page

The premiums above cover every version of the TOYOTA BZ4X, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
BZ4X L 4DR 2WD 2023
BZ4X LE 4DR 2WD 2023 - 2025
BZ4X LE 4DR AWD 2025
BZ4X XLE 4DR AWD 2023 - 2025

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