TOYOTA BZ4X 2023 Car Insurance

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The 2023 Toyota bZ4X is a fully electric SUV focused on range, onboard technology, and quiet driving manners. It appeals to drivers looking to transition to an EV without giving up the space and comfort of a family SUV.

TOYOTA BZ4X 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Toyota bZ4X fluctuate, dropping from $1812 to $1618 in 2023, then rising to $1998 in 2025 before easing slightly to $1968 in 2026. This variation reflects the evolving EV market and associated repair costs.

To find the best insurance for your TOYOTA BZ4X 2023 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA BZ4X 2023

How much does insurance for your TOYOTA BZ4X 2023 cost in Quebec?

Premiums are highest in Drummondville ($3876), Terrebonne ($2458), and Montreal ($2354), while Sherbrooke ($1519), Saguenay ($1549), and Gatineau ($1561) show the lowest amounts. The gap between Drummondville and Sherbrooke exceeds $2300, representing a very pronounced geographic variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1746.74
DRUMMONDVILLE	$3876.04
GATINEAU	$1561.46
LAVAL	$1583.62
LÉVIS	$1892.83
LONGUEUIL	$1718.71
MONTRÉAL	$2354.44
QUÉBEC	$2143.46
Saguenay	$1548.89
SAINT-JEAN-SUR-RICHELIEU	$1830.39
SAINT-JÉRÔME	$1804.30
SHERBROOKE	$1519.31
TERREBONNE	$2634.61
TROIS-RIVIÈRES	$1970.18

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Toyota bZ4X?

The average premium for a 2023 Toyota bZ4X varies by year, ranging from $1618 in 2023 to $1998 in 2025. In 2026, the average stands at $1968.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why does the bZ4X premium vary so much from year to year?

As a relatively recent electric vehicle, the bZ4X is subject to premium adjustments tied to evolving parts and repair costs and still-limited claims data for this type of powertrain.

Which city is most expensive to insure a 2023 bZ4X in?

Based on the data provided, Drummondville has the highest premium at $3876, well above the average of other compared cities.

Where is it most affordable to insure a 2023 bZ4X?

Sherbrooke ($1519), Saguenay ($1549), and Gatineau ($1561) offer the lowest average premiums for this model.

Are electric vehicles more expensive to insure?

Often, yes. High battery and specialized parts costs, combined with still-limited claims history, can influence premiums for electric vehicles like the bZ4X.

HYUNDAI
IONIQ
5

VOLKSWAGEN
ID.4

FORD
MUSTANG
MACH-E

KIA
EV6

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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