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TOYOTA BZ Car Insurance

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The Toyota bZ is a fully electric vehicle built for quiet, emission-free urban driving. It focuses on range, onboard technology, and the reliability associated with the Toyota brand, appealing to drivers looking to transition to electric mobility.

TOYOTA BZ CAR INSURANCE RATES SINCE 2025.

Since the Toyota bZ is a recent model, only two years of data are available. The average premium drops from $3142 in 2025 to $2242 in 2026, a notable decrease of about 29%. More data will be needed to confirm a long-term trend.

To find the best insurance for your TOYOTA BZ vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA BZ cost in Quebec?

Premiums for the Toyota bZ are highest in Drummondville ($3228), Montreal ($3101), and Laval ($2650), while Sherbrooke ($1840), Terrebonne ($1841), and Brossard ($1934) show the lowest amounts. The gap between the most and least expensive cities exceeds $1300.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1934.01
DRUMMONDVILLE $3228.13
GATINEAU $2447.59
LAVAL $2650.16
LÉVIS $2282.07
LONGUEUIL $1969.70
MONTRÉAL $3263.80
QUÉBEC $2149.70
REPENTIGNY $2155.09
Saguenay $2172.63
SAINT-JEAN-SUR-RICHELIEU $2336.73
SAINT-JÉRÔME $2305.30
SHERBROOKE $1839.73
TERREBONNE $1841.21
TROIS-RIVIÈRES $2091.20

TOYOTA BZ average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TOYOTA BZ 2026 $2272.14

Frequently asked questions (FAQ)

How much does it cost to insure a Toyota bZ?
The average premium for a Toyota bZ was $3142 in 2025 and dropped to $2242 in 2026, based on available data.
Have Toyota bZ premiums decreased?
Yes, over the two available years, the average premium fell from $3142 to $2242, a decrease of about 29%. Since this is a recent model, the trend will need to be confirmed with more data.
Which cities offer the lowest insurance costs for the Toyota bZ?
Based on the data provided, Sherbrooke ($1840), Terrebonne ($1841), and Brossard ($1934) post the lowest average premiums for this model.
Why do Drummondville and Montreal show higher premiums?
Drummondville ($3228) and Montreal ($3101) show premiums well above average, possibly linked to traffic density and claim frequency in these areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Are electric vehicles like the bZ more expensive to insure?
Electric vehicles can have higher repair and parts replacement costs, which may influence premiums, especially for a recent model with limited claims history.
How can I lower my premium for a Toyota bZ?
Comparing quotes from several insurers and checking premiums by city of residence, where differences can exceed $1300, often helps identify better options.

No recent premium example was found for "TOYOTA BZ".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this TOYOTA BZ page

The premiums above cover every version of the TOYOTA BZ, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
BZ LIMITED 4DR AWD 2026 - 2027
BZ WOODLAND 4DR AWD 2026 - 2027
BZ XLE 4DR 2WD 2026 - 2027
BZ XLE 4DR AWD 2026 - 2027

Model version by year

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TOYOTA BZ by city

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