TOYOTA BZ 2026 Car Insurance

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The 2026 Toyota bZ is a fully electric vehicle built for quiet, emission-free driving. Positioned in the accessible electric SUV segment, it appeals to drivers seeking a modern, energy-efficient alternative to traditional gasoline models.

TOYOTA BZ 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Toyota bZ is a recent model, only two years of data are available. The average premium drops from $3142 in 2025 to $2236 in 2026, a notable decrease of about 29%. More data will be needed to confirm a long-term trend.

To find the best insurance for your TOYOTA BZ 2026 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA BZ 2026

How much does insurance for your TOYOTA BZ 2026 cost in Quebec?

Premiums are highest for the 2026 bZ in Drummondville ($3228) and Montreal ($3101), while Sherbrooke ($1840) and Terrebonne ($1841) show the lowest amounts. Other cities fall within a mid-range spanning $1934 to $2650.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1934.01
DRUMMONDVILLE	$3228.13
GATINEAU	$2447.59
LAVAL	$2650.16
LÉVIS	$2282.07
LONGUEUIL	$1969.70
MONTRÉAL	$3263.80
QUÉBEC	$2149.70
REPENTIGNY	$2155.09
Saguenay	$2172.63
SAINT-JEAN-SUR-RICHELIEU	$2336.73
SAINT-JÉRÔME	$2305.30
SHERBROOKE	$1839.73
TERREBONNE	$1841.21
TROIS-RIVIÈRES	$2091.20

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Toyota bZ?

The average premium for a 2026 Toyota bZ is $2236, down from $3142 recorded in 2025 for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the bZ premium decrease between 2025 and 2026?

The roughly 29% drop, from $3142 to $2236, may reflect adjusted insurance data following the model's recent market entry and improved risk assessment by insurers.

Which cities offer the lowest insurance costs for the 2026 Toyota bZ?

Based on the data provided, Sherbrooke ($1840) and Terrebonne ($1841) post the lowest average premiums for this model.

Where is the 2026 Toyota bZ most expensive to insure?

Drummondville ($3228) and Montreal ($3101) show the highest premiums among the cities provided.

Is an electric vehicle like the bZ more expensive to insure than a gas model?

Electric vehicles can involve higher repair and battery replacement costs, which sometimes affects premiums, though this varies by insurer and driver profile.

How can I reduce insurance premiums for a 2026 Toyota bZ?

Comparing quotes from several insurers, bundling auto and home policies, and checking for electric vehicle discounts are effective ways to lower the premium.