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TOYOTA BZ 2026 Car Insurance

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The 2026 Toyota bZ is a fully electric SUV built for quiet driving and daily-use range. It appeals to drivers looking to move away from gasoline without sacrificing the comfort and reliability associated with the Toyota brand.

TOYOTA BZ 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Toyota bZ is a recent model, only two years of data are available. The average premium drops from $3142 in 2025 to $2268 in 2026 — a notable decrease of about 28%. More data will be needed to confirm a long-term trend.

To find the best insurance for your TOYOTA BZ 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA BZ 2026 cost in Quebec?

Premiums are highest for the 2026 bZ in Drummondville ($3657), Montreal ($3169), and Laval ($2780), while Sherbrooke ($1840), Terrebonne ($1864), and Longueuil ($2089) post the lowest amounts among the 15 cities analyzed.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2664.66
DRUMMONDVILLE $3656.58
GATINEAU $2447.59
LAVAL $2779.99
LÉVIS $2283.11
LONGUEUIL $2088.53
MONTRÉAL $3169.16
QUÉBEC $2127.66
REPENTIGNY $2210.29
Saguenay $2281.42
SAINT-JEAN-SUR-RICHELIEU $2336.73
SAINT-JÉRÔME $2472.42
SHERBROOKE $1839.73
TERREBONNE $1864.29
TROIS-RIVIÈRES $2553.00

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Toyota bZ?
The average premium for the 2026 Toyota bZ is $2268, down from $3142 recorded in 2025. The exact amount varies by city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the bZ 2026 premium drop compared to 2025?
The decline from $3142 to $2268 may reflect insurer adjustments after a first year of real claims data, along with improved parts availability for this electric model.
Which cities offer the lowest cost to insure a bZ 2026?
Based on the data provided, Sherbrooke ($1840), Terrebonne ($1864), and Longueuil ($2089) post the lowest average premiums for this model.
Why is Drummondville showing the highest premium?
Drummondville stands out with an average premium of $3657, notably above the other analyzed cities, which may reflect local factors such as claim frequency.
Do electric vehicles cost more to insure?
Often yes, due to the high cost of batteries and specialized parts. This may explain some of the variation seen in 2026 Toyota bZ premiums.
How can I lower my premium for a 2026 Toyota bZ?
Comparing quotes from several insurers and checking for electric-vehicle discounts can help secure a premium below the $2268 average.

Offers received by our customers on TOYOTA BZ 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026

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