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TOYOTA FJ CRUISER 2008 Car Insurance

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The 2008 Toyota FJ Cruiser is a retro-styled off-road SUV inspired by the FJ40, valued for its ruggedness and off-road capability. Its boxy design and distinctive look make it a niche vehicle sought after by adventure enthusiasts.

TOYOTA FJ CRUISER 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, the average premium for the 2008 Toyota FJ Cruiser fluctuates significantly, rising from $308 to a peak of $734 in 2022, then gradually declining to $454 in 2025. This volatility reflects variation in claims data rather than a stable trend.

To find the best insurance for your TOYOTA FJ CRUISER 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA FJ CRUISER 2008 cost in Quebec?

The average premium for the 2008 FJ Cruiser is higher in Montreal ($782) than in Quebec City ($627), a gap of roughly $155 that may reflect urban density and claim frequency in the Montreal area.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $781.53

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Toyota FJ Cruiser?
The average premium for a 2008 Toyota FJ Cruiser was $454 in 2025, after peaking at $734 in 2022.
Why did the FJ Cruiser 2008 premium vary so much between 2021 and 2025?
The premium rose from $308 to $734, then dropped back to $454. This fluctuation mainly reflects year-to-year claims variation rather than a steady cost increase.
Is the FJ Cruiser more expensive to insure in Montreal or Quebec City?
Based on the data, the average premium is $782 in Montreal versus $627 in Quebec City, a notable gap of $155.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium for a vehicle like the FJ Cruiser?
Vehicle age, potential off-road use, parts costs, and claims history all influence the premium, which has ranged between $308 and $734 across different years.
How can I get the best premium for a 2008 FJ Cruiser?
Comparing quotes from multiple insurers remains the best way to find a competitive price, especially for a vehicle whose premium has fluctuated over the years.

Offers received by our customers on TOYOTA FJ CRUISER 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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