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TOYOTA FJ CRUISER 2008 Car Insurance

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The 2008 Toyota FJ Cruiser is a rugged SUV with retro styling inspired by the FJ40, built for off-roading and adventure enthusiasts. Its compact body, high ground clearance, and mechanical reliability make it a favorite among outdoor lovers.

TOYOTA FJ CRUISER 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the 2008 Toyota FJ Cruiser fluctuate without a clear linear trend: they rise from $308 in 2021 to a peak of $734 in 2022, then gradually decrease to $699 in 2023, $467 in 2024, and $454 in 2025.

To find the best insurance for your TOYOTA FJ CRUISER 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA FJ CRUISER 2008 cost in Quebec?

Based on the data provided, the average premium for the 2008 Toyota FJ Cruiser is higher in Montreal ($782) than in Quebec City ($627), a gap of about $155 between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $781.53
QUÉBEC $627.31

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2008 Toyota FJ Cruiser?
In 2025, the average premium for a 2008 Toyota FJ Cruiser is $454, down from the $734 recorded in 2022.
Has the FJ Cruiser 2008 premium changed a lot since 2021?
Yes. It rose from $308 in 2021 to a peak of $734 in 2022, then gradually declined to $454 in 2025, without a consistent linear trend.
Which city has the highest premium for the FJ Cruiser 2008?
Based on the data provided, Montreal shows the highest average premium ($782), compared to $627 in Quebec City.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the FJ Cruiser 2008 premium vary so much year to year?
Vehicle age, parts availability, claims frequency, and insurer adjustments can explain these fluctuations, rather than a steady increase or decrease.
How can I reduce insurance costs for an SUV like the FJ Cruiser?
Comparing quotes from several insurers, maintaining a clean driving record, and adjusting optional coverage are effective ways to lower the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026