TOYOTA FJ CRUISER 2012 Car Insurance

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The 2012 Toyota FJ Cruiser is a retro-adventure SUV known for its rugged off-road capability and styling inspired by the classic FJ40. Popular among outdoor enthusiasts, it combines serious trail credentials with a distinctive look in a market dominated by urban SUVs.

TOYOTA FJ CRUISER 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2012 Toyota FJ Cruiser fluctuate significantly, moving from $432 to $543, then $587 and $859, before dropping to $315 in 2026. This notable volatility suggests instability rather than a steady trend, possibly linked to a limited sample for this aging vehicle.

To find the best insurance for your TOYOTA FJ CRUISER 2012 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your TOYOTA FJ CRUISER 2012 cost in Quebec?

Only Laval is available in the provided data, with an average premium of $434 for the 2012 Toyota FJ Cruiser. No inter-city comparison is possible with a single city reported.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$433.6

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Toyota FJ Cruiser?

The average premium ranged from $432 to $859 between 2022 and 2025, before dropping to $315 in 2026. In Laval, the recorded average is $434.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why does the premium for the 2012 FJ Cruiser vary so much year to year?

These fluctuations, from $432 in 2022 to $859 in 2025 and then $315 in 2026, may reflect a limited data sample for this older model, as well as shifts in the insured driver profile.

Is the FJ Cruiser expensive to insure compared to other off-road SUVs?

Its classification as a rugged off-road SUV and the cost of certain specialized parts can influence the premium, though the available data shows notable variability from year to year.

What factors influence the premium for a 2012 FJ Cruiser?

Vehicle age, claims history, parts availability, and driver profile can all explain the observed variations, ranging from $315 to $859 depending on the year.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/08/2026

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