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TOYOTA FJ CRUISER 2012 Car Insurance

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The 2012 Toyota FJ Cruiser is a rugged off-road SUV with retro styling inspired by the FJ40, built for adventure and mechanical reliability. Popular among outdoor enthusiasts, it combines serious off-road capability with a distinctive look.

TOYOTA FJ CRUISER 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2012 Toyota FJ Cruiser fluctuate noticeably, rising from $432 to $859 in 2025 before dropping to $635 in 2026. This variation reflects changes in repair and replacement costs typical of this older model.

To find the best insurance for your TOYOTA FJ CRUISER 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA FJ CRUISER 2012 cost in Quebec?

Based on the available data, the average premium for the 2012 Toyota FJ Cruiser in Laval stands at $434. No other cities are provided to allow a broader geographic comparison.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $433.6

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Toyota FJ Cruiser?
The average premium varies by year, ranging from $432 in 2022 to $859 in 2025, then $635 in 2026. In Laval, the average sits at $434.
Why do premiums for the 2012 FJ Cruiser fluctuate so much?
The swings between $432 and $859 reflect changes in parts costs, availability of components for this discontinued model, and shifts in the insurance market.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Is the FJ Cruiser more expensive to insure in Laval than elsewhere?
Available data shows an average premium of $434 in Laval, but no other cities are provided for a direct comparison.
What factors influence the premium for a 2012 FJ Cruiser?
The vehicle's age, parts availability, the model's claims history, and the driver's profile all influence the final premium.
How can I lower the insurance cost for this vehicle?
Comparing quotes from several insurers, maintaining a clean driving record, and considering a higher deductible can help reduce the premium.

No recent premium example was found for "TOYOTA FJ CRUISER 2012".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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