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TOYOTA FJ CRUISER Car Insurance

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The Toyota FJ Cruiser is a retro-styled SUV inspired by classic Land Cruisers, known for its off-road toughness and distinctive silhouette. It appeals to adventure seekers looking for a reliable, capable vehicle with a unique on-road presence.

TOYOTA FJ CRUISER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Toyota FJ Cruiser fluctuate significantly, rising from $308 to $641 in 2022, dropping back to $442 in 2023, then climbing again to $629 in 2026. This variability reflects market adjustments rather than a clear linear trend.

To find the best insurance for your TOYOTA FJ CRUISER vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA FJ CRUISER cost in Quebec?

The highest premiums for the FJ Cruiser are found in Montreal ($565), while Saguenay ($342) shows the lowest amount. Laval ($434), Quebec City ($424), and Repentigny ($435) fall within a similar mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $433.6
MONTRÉAL $565.24
QUÉBEC $322.75
REPENTIGNY $434.91
Saguenay $342.37

TOYOTA FJ CRUISER average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TOYOTA FJ CRUISER 2012 $642.40
TOYOTA FJ CRUISER 2011 $1049.21
TOYOTA FJ CRUISER 2010 $721.09
TOYOTA FJ CRUISER 2008 $487.90
TOYOTA FJ CRUISER 2007 $464.53

Frequently asked questions (FAQ)

How much does it cost to insure a Toyota FJ Cruiser?
The average premium varies by year, ranging between $308 and $641 since 2021, with the most recent value at $629 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the FJ Cruiser's premium vary so much year to year?
These fluctuations, ranging from $308 to $641 depending on the year, may stem from changes in repair costs, parts availability, and insurer adjustments rather than a stable trend.
Which city offers the lowest insurance cost for an FJ Cruiser?
Based on the data provided, Saguenay has the lowest average premium at $342, compared to $565 in Montreal.
What factors influence the premium for an FJ Cruiser?
Its off-road utility classification, parts availability, and risk profile in off-road use can influence the premium, along with the insured's city of residence.
How can I get a better price to insure an FJ Cruiser?
Comparing quotes from several insurers and checking premiums by city of residence, where differences can exceed $200 based on the data shown, helps find the best offer.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this TOYOTA FJ CRUISER page

The premiums above cover every version of the TOYOTA FJ CRUISER, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
FJ CRUISER 4DR 2WD 2007 - 2014
FJ CRUISER 4DR 4WD 2007 - 2014

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