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TOYOTA GR86 Car Insurance

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The Toyota GR86 is a lightweight, rear-wheel-drive sports coupe designed for driving purists. Successor to the GT86 lineage, it combines agility, aggressive styling, and driving enjoyment in a compact, accessible package.

TOYOTA GR86 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Toyota GR86 rise sharply, moving from $1370 to $2470, before easing to $2101 in 2026. This progression reflects the vehicle's sporty profile and rising repair costs, followed by a slight recent correction.

To find the best insurance for your TOYOTA GR86 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA GR86 cost in Quebec?

Premiums are highest in Terrebonne ($2964), Saint-Jérôme ($2739), and Montreal ($2645), while Drummondville ($1025) and Saint-Jean-sur-Richelieu ($1343) show the lowest amounts. City-to-city variation is substantial for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1025.15
LAVAL $1535.50
LÉVIS $1787.34
MONTRÉAL $2644.92
QUÉBEC $2251.21
SAINT-JEAN-SUR-RICHELIEU $1342.88
SAINT-JÉRÔME $2739.17
TERREBONNE $2964.00
TROIS-RIVIÈRES $1467.24

TOYOTA GR86 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TOYOTA GR86 2026 $1743.70
TOYOTA GR86 2025 $2469.28
TOYOTA GR86 2024 $2387.07
TOYOTA GR86 2023 $2276.03
TOYOTA GR86 2022 $2011.42
TOYOTA GR86 2020 $2228.08
TOYOTA GR86 2019 $1525.28
TOYOTA GR86 2018 $1387.09
TOYOTA GR86 2017 $2299.68

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota GR86?
The average premium for a Toyota GR86 was $2101 in 2026, following a peak of $2470 in 2025. This cost reflects its sports-car classification and replacement value.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why did GR86 premiums rise so much and then decrease?
Between 2021 and 2025, the premium climbed from $1370 to $2470, driven by rising repair costs. The slight drop to $2101 in 2026 may reflect a risk or demand adjustment.
Which cities offer the lowest GR86 insurance costs?
Based on the data provided, Drummondville ($1025) and Saint-Jean-sur-Richelieu ($1343) post the lowest average premiums for this model.
Why does Terrebonne show the highest premium?
With an average of $2964, Terrebonne stands out clearly from the other cities provided, which may relate to local claim frequency and risk profile.
What factors influence a GR86's premium?
Its sports classification, rear-wheel-drive layout, parts costs, and appeal to younger drivers contribute to a premium typically higher than that of a family sedan.
How can I lower the insurance cost of a GR86?
Comparing quotes from several insurers and reviewing optional protections can help reduce the price gap for this type of sports vehicle.

Offers received by our customers on TOYOTA GR86 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this TOYOTA GR86 page

The premiums above cover every version of the TOYOTA GR86, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
86 2DR 2017 - 2020
86 GT 2DR 2018 - 2020
86 HAKONE 2DR 2020
86 TRD 2DR 2019
GR86 10TH ANNIVERSARY SE 2DR 2023
GR86 2DR 2022 - 2027
GR86 HAKONE 2DR 2025
GR86 PREMIUM 2DR 2022 - 2027
GR86 TRUENO 2DR 2024
GR86 YUZU 2DR 2026

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