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TOYOTA GR86 2022 Car Insurance

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The 2022 Toyota GR86 is a compact rear-wheel-drive sports car built for driving purists. Light and agile, it prioritizes chassis balance and driving enjoyment over raw power, standing out in an affordable segment where true sports cars are increasingly rare.

TOYOTA GR86 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2022 Toyota GR86 fluctuate significantly, dropping from $1695 to $1199 in 2023, rising to $1345 in 2024, then jumping to $2252 in 2025 and $6322 in 2026. This sharp recent increase may reflect a reassessment of the risk associated with this sports model.

To find the best insurance for your TOYOTA GR86 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA GR86 2022 cost in Quebec?

A marked gap appears between the two cities provided: the average premium is $963 in Drummondville versus $3824 in Quebec City — nearly four times higher in the latter.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $963.29
QUÉBEC $3823.91

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Toyota GR86?
The average premium has varied significantly by year, ranging from $1199 in 2023 to $6322 in 2026, reflecting a sharp recent increase for this sports model.
Why did the 2022 GR86's premium increase so much recently?
The premium rose from $2252 in 2025 to $6322 in 2026, a significant jump that may be explained by the vehicle's sports classification and high parts and repair costs.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Where is the GR86 2022 cheaper to insure between Drummondville and Quebec City?
Based on the data provided, the average premium is notably lower in Drummondville ($963) than in Quebec City ($3824).
What factors influence the premium for a 2022 GR86?
The vehicle's sports classification, rear-wheel drive, parts cost, and driver profile strongly affect the premium, which ranged from $1199 to $6322 depending on the year.
How can I lower my insurance premium for a sports car like the GR86?
Comparing quotes from several insurers, choosing a higher deductible, and limiting annual mileage can help reduce the premium for this type of vehicle.

Offers received by our customers on TOYOTA GR86 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026