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TOYOTA GR86 2025 Car Insurance

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The 2025 Toyota GR86 is a compact rear-wheel-drive sports coupe built for pure driving enjoyment. Heir to a lineage favored by purists, it emphasizes agile balance over raw power, appealing to enthusiasts seeking affordable thrills.

TOYOTA GR86 2025 CAR INSURANCE RATES SINCE 2025.

Since the 2025 Toyota GR86 is a recent model, only two years of data are available. The average premium drops from $2619 in 2025 to $2048 in 2026, a notable decrease over this short period. More data will be needed to confirm a long-term trend.

To find the best insurance for your TOYOTA GR86 2025 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA GR86 2025 cost in Quebec?

Premiums vary significantly among the provided cities: Montreal shows the highest premium ($2261), followed by Quebec City ($1512), while Gatineau ($1227) and Laval ($1221) offer the lowest amounts for the 2025 GR86.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1220.8
MONTRÉAL $2260.80
QUÉBEC $1511.83

Frequently asked questions (FAQ)

How much does it cost to insure a 2025 Toyota GR86?
The average premium for a 2025 Toyota GR86 was $2619 in 2025 and $2048 in 2026, based on the available data for this recent model.
Has the premium for the 2025 GR86 changed much?
Yes, it dropped from $2619 to $2048 between 2025 and 2026. Since the available history spans only two years, it is still early to identify a long-term trend.
Which city offers the lowest insurance cost for the 2025 GR86?
Based on the provided data, Laval ($1221) and Gatineau ($1227) show the lowest average premiums, well below Montreal ($2261).
Why is Montreal so much more expensive than Laval for this model?
Traffic density, claim frequency, and higher theft rates for sports cars in Montreal explain the gap compared to Laval ($1221 versus $2261).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2025 GR86?
Its sports-car classification, rear-wheel-drive layout, parts value, and the limited claims history of a recent model all contribute to the average premium.
How can I compare prices to insure a 2025 GR86?
Comparing quotes from several insurers remains the most reliable way to find the best price, especially for a recent model where insurer-to-insurer differences can be significant.

Offers received by our customers on TOYOTA GR86 2025 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026