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TOYOTA TACOMA 2016 Car Insurance

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The 2016 Toyota Tacoma is a midsize pickup known for its ruggedness, mechanical reliability, and strong resale value. Popular with outdoor enthusiasts and everyday users alike, it combines off-road capability with practical daily usability.

TOYOTA TACOMA 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Toyota Tacoma fluctuate, moving from $999 to $1232, with a peak of $1336 in 2024. This variation reflects market adjustments rather than a steady linear trend.

To find the best insurance for your TOYOTA TACOMA 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA TACOMA 2016 cost in Quebec?

Premiums vary significantly by city: Gatineau shows the highest amount ($2800), followed by Sherbrooke ($1664) and Quebec City ($1171), while Terrebonne posts the lowest premium ($799).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2799.94
QUÉBEC $1170.66
TERREBONNE $798.97

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2016 Toyota Tacoma?
The average premium for a 2016 Toyota Tacoma varies by year, ranging from $999 in 2021 to $1232 in 2026, with a peak of $1336 in 2024.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Tacoma's premium vary so much year to year?
Fluctuations between $999 and $1336 from 2021 to 2024 may reflect insurance market adjustments, changes in repair costs, or shifts in the insured driver profile.
Which city has the highest insurance cost for a 2016 Tacoma?
Based on the data provided, Gatineau shows the highest premium at $2800, compared to just $799 in Terrebonne.
Why is the gap between Gatineau and Terrebonne so large?
Factors like traffic density, local claim frequency, and insurer competition can explain such a marked difference between $2800 in Gatineau and $799 in Terrebonne.
What factors influence the insurance premium for a 2016 Tacoma?
Vehicle age, usage type (commercial or personal), the driver's claims history, and city of residence are key factors in determining the premium.
How can I lower my insurance premium for a Tacoma 2016?
Comparing quotes from several insurers, especially between cities with marked differences like Gatineau and Terrebonne, often helps find a more advantageous premium for the same profile.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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