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TOYOTA TACOMA 2022 Car Insurance

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The 2022 Toyota Tacoma is a rugged midsize pickup known for legendary reliability and strong off-road capability. Favored by adventurers and tradespeople alike, it combines versatility, high resale value, and mechanical durability within the midsize truck segment.

TOYOTA TACOMA 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Tacoma fluctuate considerably, moving from $1445 to a peak of $2095 in 2024 before settling at $1675 in 2026. This variability reflects insurance-market adjustments rather than a stable linear trend.

To find the best insurance for your TOYOTA TACOMA 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA TACOMA 2022 cost in Quebec?

City differences are pronounced for the 2022 Tacoma: Trois-Rivières ($4875) and Montreal ($3840) show the highest premiums, while Sherbrooke ($781) and Saint-Jean-sur-Richelieu ($972) post the lowest amounts among the provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1103.81
GATINEAU $2574.58
LAVAL $1706.22
LÉVIS $2307.53
MONTRÉAL $5958.87
QUÉBEC $2654.15
SAINT-JEAN-SUR-RICHELIEU $971.9
SAINT-JÉRÔME $1736.93
SHERBROOKE $781.4
TERREBONNE $2011.05
TROIS-RIVIÈRES $4874.59

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Toyota Tacoma?
The average premium varies by year, reaching $2015 in 2025 and $1675 in 2026 based on available data, with significant variation depending on city and driver profile.
Do 2022 Tacoma premiums follow a stable trend?
No. Between 2021 and 2026, premiums fluctuated between $1445 and $2095, without a clear linear progression, reflecting variable adjustments in the insurance market.
Which city has the highest insurance cost for a 2022 Tacoma?
Based on the data provided, Trois-Rivières ($4875) and Montreal ($3840) show the highest premiums for this model.
Where is the 2022 Tacoma cheapest to insure?
Sherbrooke ($781) and Saint-Jean-sur-Richelieu ($972) post the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does the Tacoma's premium vary so much by city?
Traffic density, theft and claim frequency, and local repair costs explain differences that can exceed $4000 between certain cities.
How can I reduce my premium for a Toyota Tacoma?
Comparing quotes from several insurers, choosing coverage suited to the vehicle's use, and maintaining a clean driving record remain the best ways to limit premium costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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