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VOLVO XC60 2012 Car Insurance

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The 2012 Volvo XC60 is a compact Scandinavian SUV known for its safety, comfort, and durability. Ideal for families, it offers a spacious cabin and reassuring driving manners, typical of Volvo's occupant-protection-focused approach.

VOLVO XC60 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Volvo XC60 fluctuate irregularly, rising from $461 to $920 in 2023, dropping to $807 in 2024, climbing again to $970 in 2025, then falling to $510 in 2026. This variability reflects the vehicle's older age and data volatility across the years.

To find the best insurance for your VOLVO XC60 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC60 2012 cost in Quebec?

The average premium for the 2012 Volvo XC60 is significantly higher in Montreal ($1337) than in Trois-Rivières ($650), more than double between the two cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1337.1
TROIS-RIVIÈRES $650.4

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Volvo XC60?
The average premium varies by year, ranging from $461 in 2021 to $970 in 2025, with a value of $510 in 2026. These variations reflect the vehicle's age and market fluctuations.
Are premiums for the 2012 Volvo XC60 stable over time?
No. Between 2021 and 2026, premiums fluctuate significantly, rising from $461 to $970 before dropping to $510, without a clear linear trend.
Why does the 2012 Volvo XC60 cost more to insure in Montreal?
In Montreal, the average premium reaches $1337, compared to $650 in Trois-Rivières. Urban density and higher claim frequency in dense areas partly explain this gap.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a vehicle like the 2012 XC60?
The vehicle's age, parts cost, component availability, and this model's claims history all influence the premium, along with the policyholder's place of residence.
How can I reduce insurance costs for a 2012 Volvo XC60?
Comparing quotes from several insurers, adjusting optional coverage based on the vehicle's reduced value, and bundling auto and home policies can help lower the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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