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VOLVO XC60 2012 Car Insurance

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The 2012 Volvo XC60 is a Scandinavian midsize SUV known for its safety, comfort, and versatility. Ideal for families, it combines a spacious cabin with reassuring driving dynamics, reflecting Sweden's occupant-protection-focused approach.

VOLVO XC60 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Volvo XC60 fluctuate notably, rising from $461 to $920 in 2023, dropping to $807 in 2024, climbing back to $970 in 2025, then falling to $522 in 2026. This variability reflects the vehicle's advanced age and possible shifts in the insured driver profile over the years.

To find the best insurance for your VOLVO XC60 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC60 2012 cost in Quebec?

Based on the available data, the average premium for a 2012 Volvo XC60 in Montreal is $1238, an amount higher than the annual premiums observed elsewhere in the historical data provided for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $1238.08

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Volvo XC60?
The average premium varies by year, ranging from $461 in 2021 to $970 in 2025, with a value of $522 in 2026. In Montreal, the observed average reaches $1238.
Are premiums for the 2012 XC60 increasing over time?
Not in a linear way. Between 2021 and 2026, the average premium fluctuates significantly, peaking at $970 in 2025 before dropping to $522 in 2026, without a clear long-term trend.
Why is the Montreal premium higher than the historical average?
At $1238, the Montreal average premium exceeds the annual amounts observed in the provided data, which may be explained by urban density and higher claim frequency in dense areas.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium of a 2012 Volvo XC60?
The vehicle's age, replacement value, cost of Swedish-brand-specific parts, and the driver's claims history are the main factors influencing the premium.
How can I reduce insurance costs for an older vehicle like the XC60 2012?
Comparing quotes from several insurers, adjusting coverage to the vehicle's real value, and bundling auto and home insurance are effective ways to lower the premium.

Offers received by our customers on VOLVO XC60 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026