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VOLVO XC60 2016 Car Insurance

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The 2016 Volvo XC60 is a luxury crossover built around safety, Scandinavian comfort, and refined driving manners. Popular with urban families, it blends practicality, advanced technology, and the reliability reputation associated with the Swedish brand.

VOLVO XC60 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Volvo XC60 fluctuate without a clear direction, ranging from $816 to $1365. After peaking at $1365 in 2025, the premium drops to $958 in 2026, reflecting volatility rather than a steady increase or decrease.

To find the best insurance for your VOLVO XC60 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC60 2016 cost in Quebec?

Premiums are highest for the 2016 XC60 in Gatineau ($1655) and Montreal ($1540), while Trois-Rivières ($494) and Quebec City ($590) show the lowest amounts. Saguenay falls in a mid-range at $751.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1654.7
MONTRÉAL $1540.12
QUÉBEC $589.76
Saguenay $751.01
TROIS-RIVIÈRES $493.55

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Volvo XC60?
The average premium for a 2016 Volvo XC60 varies by year, ranging from $816 to $1365 between 2021 and 2026, with a value of $958 in 2026.
Does the premium for the 2016 Volvo XC60 keep increasing?
No. Data from 2021 to 2026 shows fluctuations, with a peak of $1365 in 2025 followed by a drop to $958 in 2026, rather than a continuous increase.
Which city offers the lowest insurance cost for a 2016 XC60?
Based on the data provided, Trois-Rivières ($494) and Quebec City ($590) show the lowest average premiums for this model.
Why are premiums higher in Gatineau and Montreal?
These cities have higher traffic density and claim volumes, resulting in premiums of $1655 in Gatineau and $1540 in Montreal, compared to much lower amounts elsewhere.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2016 Volvo XC60?
Vehicle age, specialized parts costs, replacement value, and the driver's city of residence all influence the premium, which can range from $494 to $1655 depending on location.
How can I lower my premium for a 2016 Volvo XC60?
Comparing quotes from several insurers and reviewing coverage options based on your city of residence can help find the best premium for this model.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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