VOLVO XC60 2021 Car Insurance

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The 2021 Volvo XC60 is a compact luxury SUV combining safety, Scandinavian comfort, and advanced driver-assistance technology. Known for its reliability and refinement, it appeals to families and drivers seeking a vehicle that is both practical and upscale.

VOLVO XC60 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Volvo XC60 vary considerably, moving from $1473 in 2021 to $1386 in 2022, then rising to $2350 in 2023, $2165 in 2024, $2374 in 2025, and $2862 in 2026. After an initial dip, the overall trend is clearly upward over the available period.

To find the best insurance for your VOLVO XC60 2021 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your VOLVO XC60 2021 cost in Quebec?

Based on the data provided, Montreal shows the highest premium for the 2021 Volvo XC60 ($4657), followed by Sherbrooke ($3072), while Trois-Rivières ($1545) and Quebec City ($1614) post the lowest amounts. The gap between Montreal and the other cities is particularly pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
MONTRÉAL	$4656.50
QUÉBEC	$1613.56
SHERBROOKE	$3071.51
TROIS-RIVIÈRES	$1544.53

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Volvo XC60?

Based on available data, the average premium for a 2021 Volvo XC60 reached $2862 in 2026, after fluctuating between $1386 and $2374 in previous years.

Have premiums for the 2021 XC60 increased significantly?

Yes. After dipping to $1386 in 2022, the premium climbed sharply to $2862 in 2026 — nearly double its lowest point.

Which city has the highest insurance cost for the 2021 XC60?

Montreal shows the highest premium at $4657, well above Sherbrooke ($3072) and Quebec City ($1614).

Why does the XC60 premium vary so much by city?

Traffic density, claim frequency, and vehicle theft rates differ greatly between cities, explaining the gap between Montreal ($4657) and Trois-Rivières ($1545).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a luxury SUV like the XC60?

High replacement value, specialized parts costs, and vehicle power all contribute to premiums that exceed those of mainstream vehicles.

How can I lower my premium for a Volvo XC60?

Comparing quotes from several insurers, especially between cities like Trois-Rivières ($1545) and Montreal ($4657), often reveals significant price differences for the same profile.

Offers received by our customers on VOLVO XC60 2021 cars

VOLVO XC60 2021

A Man from Sainte-Thérèse

$1243 /year

Premium computed in July 2023

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/05/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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