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VOLVO XC60 Car Insurance

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The Volvo XC60 is a midsize luxury SUV known for advanced safety, clean Scandinavian design, and refined comfort. It appeals to families and professionals seeking a versatile, tech-forward, well-built vehicle in the premium segment.

VOLVO XC60 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Volvo XC60 rise sharply, moving from $1192 to $2066, before easing slightly to $2048 in 2026. This reflects a marked increase in luxury vehicle repair and maintenance costs, followed by a recent stabilization.

To find the best insurance for your VOLVO XC60 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC60 cost in Quebec?

Premiums are highest in Montreal ($3179), Longueuil ($3130), and Brossard ($2717), while Saguenay ($751) and Repentigny ($1287) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2716.55
DRUMMONDVILLE $2224.47
GATINEAU $2265.73
LAVAL $2637.21
LÉVIS $2322.94
LONGUEUIL $3130.33
MONTRÉAL $3178.70
QUÉBEC $1828.88
REPENTIGNY $1287.00
Saguenay $751.01
SAINT-JEAN-SUR-RICHELIEU $1407.80
SAINT-JÉRÔME $1833.94
SHERBROOKE $2144.75
TERREBONNE $2163.89
TROIS-RIVIÈRES $1329.35

VOLVO XC60 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
VOLVO XC60 2027 $2547.72
VOLVO XC60 2026 $2515.18
VOLVO XC60 2025 $2688.06
VOLVO XC60 2024 $2647.38
VOLVO XC60 2023 $2247.19
VOLVO XC60 2022 $2256.85
VOLVO XC60 2021 $2277.50
VOLVO XC60 2020 $1993.06
VOLVO XC60 2019 $1697.76
VOLVO XC60 2018 $1326.43
VOLVO XC60 2017 $1134.20
VOLVO XC60 2016 $1122.19
VOLVO XC60 2015 $1071.10
VOLVO XC60 2014 $997.39
VOLVO XC60 2013 $1018.06
VOLVO XC60 2012 $825.23
VOLVO XC60 2011 $903.88
VOLVO XC60 2010 $727.78

Frequently asked questions (FAQ)

How much does insurance cost for a Volvo XC60?
The average premium for a Volvo XC60 was $2048 in 2026, after reaching $2066 in 2025. This amount varies significantly by city and driver profile.
Have XC60 premiums increased a lot since 2021?
Yes. The average premium rose from $1192 in 2021 to $2066 in 2025 — about a 73% increase — before easing slightly to $2048 in 2026.
Which city has the highest XC60 insurance costs?
Based on the data provided, Montreal ($3179), Longueuil ($3130), and Brossard ($2717) show the highest average premiums for this model.
Where is the XC60 cheapest to insure?
Saguenay ($751) and Repentigny ($1287) offer the lowest average premiums among the provided cities, a considerable gap compared to Montreal.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why is the XC60 more expensive to insure than an average vehicle?
Its luxury SUV status, high replacement value, and specialized parts costs drive premiums above average, especially in major urban centers.
How can I lower my premium for a Volvo XC60?
Comparing quotes from several insurers, bundling coverage, and checking for discounts tied to the vehicle's safety technology can help reduce the premium.

Offers received by our customers on VOLVO XC60 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this VOLVO XC60 page

The premiums above cover every version of the VOLVO XC60, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
XC60 3.2 4DR 2WD 2010 - 2014
XC60 3.2 4DR AWD 2010 - 2015
XC60 CORE B5 4DR 2WD 2023
XC60 CORE B5 4DR AWD 2023 - 2027
XC60 CORE B6 4DR AWD 2023
XC60 CORE T8 4DR AWD 2025 - 2026
XC60 INSCRIP EXP RECHAR EXT RANGE 4D AWD 2022
XC60 INSCRIP RECHARGE EXT RANGE 4D AWD 2022
XC60 INSCRIPTION B5 4DR AWD 2022
XC60 INSCRIPTION B6 4DR AWD 2022
XC60 INSCRIPTION EXP T8 HEV 4DR AWD 2021
XC60 INSCRIPTION EXP T8 RECHARGE 4DR AWD 2022
Show the 31 other versions

XC60 INSCRIPTION T5 4DR AWD (2019 - 2021), XC60 INSCRIPTION T6 4DR AWD (2019 - 2021), XC60 INSCRIPTION T8 HEV 4DR AWD (2019 - 2021), XC60 INSCRIPTION T8 RECHARGE 4DR AWD (2022), XC60 MOMENTUM B5 4DR AWD (2022), XC60 MOMENTUM B6 4DR AWD (2022), XC60 MOMENTUM T5 4DR AWD (2019 - 2021), XC60 MOMENTUM T6 4DR AWD (2019 - 2021), XC60 PLUS B5 4DR AWD (2024 - 2027), XC60 PLUS B6 4DR AWD (2023), XC60 PLUS T8 4DR AWD (2025 - 2026), XC60 POLESTAR T8 HEV 4DR AWD (2020 - 2026), XC60 R T6 4DR AWD (2015 - 2017), XC60 R-DESIGN B6 4DR AWD (2022), XC60 R-DESIGN RECHARGE EXT RANGE 4D AWD (2022), XC60 R-DESIGN T5 4DR AWD (2020), XC60 R-DESIGN T6 4DR AWD (2019 - 2021), XC60 R-DESIGN T8 HEV 4DR AWD (2019 - 2021), XC60 R-DESIGN T8 RECHARGE 4DR AWD (2022), XC60 RECHARGE CORE 4DR AWD (2023 - 2024), XC60 RECHARGE PLUS 4DR AWD (2023 - 2024), XC60 RECHARGE ULTIMATE 4DR AWD (2023 - 2024), XC60 T5 4DR (2015 - 2017), XC60 T5 4DR AWD (2015 - 2018), XC60 T6 4DR (2015 - 2016), XC60 T6 4DR AWD (2010 - 2018), XC60 T8 HEV 4DR AWD (2018), XC60 ULTIMATE B5 4DR AWD (2023 - 2024), XC60 ULTIMATE B6 4DR AWD (2023), XC60 ULTRA B5 4DR AWD (2025 - 2027), XC60 ULTRA T8 4DR AWD (2025 - 2027)


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