BMW X3 2019
Anton from Montréal
$16174 /year
Premium computed in June 2026
The 2019 BMW X3 is a premium compact SUV combining refined driving comfort, advanced technology, and a confident road presence. It appeals to urban and family buyers seeking the Bavarian brand's prestige in a versatile package.
From 2021 to 2026, premiums for the 2019 BMW X3 rise overall, moving from $1336 to $2966, despite a slight dip in 2023 ($1626). This progression reflects rising parts and maintenance costs typical of luxury vehicles.
To find the best insurance for your BMW X3 2019 vehicle, it is more important than ever to compare the available options.
Differences between cities are significant: Terrebonne ($5623) and Montreal ($5241) show the highest premiums, while Laval ($960) and Lévis ($1128) offer the lowest amounts for the 2019 BMW X3.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1898.78 |
| DRUMMONDVILLE | $1546.17 |
| LAVAL | $960.47 |
| LÉVIS | $1128.46 |
| MONTRÉAL | $5241.41 |
| QUÉBEC | $2065.55 |
| TERREBONNE | $5622.77 |
The average premium for a 2019 BMW X3 varies by reference year, ranging from $1336 in 2021 to $2966 in 2026, with fluctuations tied to repair costs and demand.
Overall yes. Despite a dip in 2023 ($1626), the average premium rose from $1336 in 2021 to $2966 in 2026, a significant increase over six years.
Based on the data provided, Terrebonne ($5623) and Montreal ($5241) show the highest premiums, well above the other cities compared.
Factors like traffic density, claim frequency, and local risk profiles explain why Laval ($960) and Lévis ($1128) show noticeably lower amounts.
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
High replacement value, specialized parts costs, and certified labor contribute to premiums higher than those of mainstream SUVs.
Comparing quotes from several insurers and evaluating coverage options based on city of residence can often reveal notable price differences.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
