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BMW X3 2011 Car Insurance

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The 2011 BMW X3 is a compact luxury SUV combining road dynamism and versatility. With the precise driving feel typical of the German brand, it appeals to drivers seeking a blend of premium comfort and everyday practicality.

BMW X3 2011 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2011 BMW X3 fluctuate without a clear trend, moving from $959 in 2021 to a peak of $1420 in 2022, dropping to $650 in 2024, then rising again to $964 in 2026. These variations likely reflect changes in driver profiles rather than a steady cost evolution.

To find the best insurance for your BMW X3 2011 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW X3 2011 cost in Quebec?

Premiums for the 2011 BMW X3 are highest in Gatineau ($2091), Trois-Rivières ($1935), and Montreal ($1822), while Quebec City ($382) and Drummondville ($469) show significantly lower amounts. Repentigny sits at a mid-range level ($1109).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $468.81
GATINEAU $2090.67
MONTRÉAL $1822.48
QUÉBEC $382.1
REPENTIGNY $1109
TROIS-RIVIÈRES $1934.75

Frequently asked questions (FAQ)

How much does insurance cost for a 2011 BMW X3?
The average premium for a 2011 BMW X3 was $964 in 2026, after fluctuating over the years, reaching a peak of $1420 in 2022 and a low of $650 in 2024.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the 2011 BMW X3 premium vary so much year to year?
Rather than following a steady trend, the premium swung between $650 and $1420 over the period, which may reflect changes in insured driver profiles rather than a real shift in vehicle cost.
Which city offers the lowest insurance cost for a 2011 BMW X3?
Based on the data provided, Quebec City ($382) and Drummondville ($469) post the lowest average premiums for this model.
Which city shows the highest premium for this vehicle?
Gatineau shows the highest premium at $2091, followed by Trois-Rivières ($1935) and Montreal ($1822).
What factors influence the premium for a luxury SUV like the X3?
Vehicle age, specialized parts costs, replacement value, and driver profile all play a significant role in determining the premium for this type of premium SUV.
How can I lower my premium for a 2011 BMW X3?
Comparing quotes from several insurers and checking regional differences, which can exceed $1500 between certain cities, remains the most effective way to find a better price.

Offers received by our customers on BMW X3 2011 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026