BMW X3 2011
Joanne from Blainville
$701 /year
Premium computed in June 2026
The 2011 BMW X3 is a premium compact SUV that blends dynamic handling with refined comfort. Positioned in the luxury SUV segment, it appeals to drivers seeking an agile drive without sacrificing space or onboard technology.
Between 2021 and 2026, premiums for the 2011 BMW X3 fluctuate without a clear trend, moving from $959 to $1420 in 2022, then dropping to $650 in 2024, before rising again to $964 in 2026. These variations suggest a relatively unstable premium year to year rather than a steady increase or decrease.
To find the best insurance for your BMW X3 2011 vehicle, it is more important than ever to compare the available options.
Premiums vary significantly by city for the 2011 BMW X3: Gatineau ($2091) and Trois-Rivières ($1935) show the highest amounts, while Quebec City ($382) and Drummondville ($469) offer the lowest premiums. Montreal ($1822) and Repentigny ($1109) fall in an intermediate range.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| DRUMMONDVILLE | $468.81 |
| GATINEAU | $2090.67 |
| MONTRÉAL | $1822.48 |
| QUÉBEC | $382.1 |
| REPENTIGNY | $1109 |
| TROIS-RIVIÈRES | $1934.75 |
The average premium varies by year, ranging from $650 in 2024 to $1420 in 2022. In 2026, the average sits at $964.
The data shows fluctuations rather than a steady trend: $959 in 2021, a peak of $1420 in 2022, a drop to $650 in 2024, and a rise back to $964 in 2026.
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Based on the data provided, Quebec City ($382) and Drummondville ($469) show the lowest average premiums for this vehicle.
Factors like traffic density, theft and claims frequency, and local driver profiles explain the gap observed between Gatineau ($2091) and Quebec City ($382).
The vehicle's age, cost of specialized parts, replacement value, and claims history tied to this model directly influence the premium amount.
Comparing quotes from several insurers and checking premiums by city of residence can reveal significant differences, as seen between Quebec City and Gatineau.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
