BMW X3 2006
A Woman from Pointe-Aux-Trembles
$1247 /year
Premium computed in February 2026
The 2006 BMW X3 is a compact luxury SUV combining versatility with dynamic driving manners. Featuring all-wheel drive and refined finishing, it appeals to drivers seeking premium comfort and moderate off-road capability in a practical urban footprint.
Between 2022 and 2026, premiums for the 2006 BMW X3 fluctuate significantly, rising from $107 to $889, dropping to $594, then jumping to $1247. This volatility reflects a small data sample for an older model rather than a stable trend.
To find the best insurance for your BMW X3 2006 vehicle, it is more important than ever to compare the available options.
Based on the data provided, the average premium is higher in Montreal ($486) than in Quebec City ($269), a gap that may reflect greater urban density and higher claim frequency in Montreal.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| MONTRÉAL | $486.24 |
| QUÉBEC | $269.45 |
The average premium varies significantly by reference year, ranging from $107 to $1247 based on available data, with a recent value of $1247 in 2026.
For an older vehicle, insurance data volume is more limited, which can produce large swings from year to year rather than a clear trend.
Based on the data provided, Quebec City ($269) offers a noticeably lower average premium than Montreal ($486) for this model.
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Vehicle age, import parts costs, replacement value, and the model's claims history directly affect premium calculations.
Comparing multiple insurer quotes remains the best way to secure a competitive price, especially for a model with irregular historical data.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
