BMW X3 2024
Courtemanche from Lorraine
$2073 /year
Premium computed in July 2026
The 2024 BMW X3 is a compact luxury SUV combining dynamic driving, advanced technology, and premium finishing. It appeals to drivers seeking everyday versatility and prestige, in a segment highly popular with active urban families.
Between 2023 and 2026, premiums for the 2024 BMW X3 fluctuate rather than follow a steady trajectory, moving from $2314 in 2023 to $2528 in 2024, then dropping to $2222 in 2025 before rising again to $2344 in 2026. These variations suggest overall stability despite yearly swings.
To find the best insurance for your BMW X3 2024 vehicle, it is more important than ever to compare the available options.
Premiums for the 2024 BMW X3 are highest in Gatineau ($3632), Montreal ($3330), Laval ($3066), and Drummondville ($3048), while Longueuil ($1580), Brossard ($1753), and Quebec City ($1976) show the lowest amounts. The gap between the extreme cities exceeds $2000.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1752.72 |
| DRUMMONDVILLE | $3048.49 |
| GATINEAU | $3631.88 |
| LAVAL | $3066.20 |
| LONGUEUIL | $1580.5 |
| MONTRÉAL | $3330.19 |
| QUÉBEC | $1975.76 |
| TERREBONNE | $2026.08 |
The average premium for a 2024 BMW X3 varies by year, ranging from $2222 to $2528 between 2023 and 2026, with a recent average of $2344 in 2026.
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Based on the data provided, Gatineau shows the highest premium at $3632, followed by Montreal at $3330.
Longueuil ($1580) and Brossard ($1753) show the most affordable average premiums among the analyzed cities.
Not quite. Between 2023 and 2026, premiums varied between $2222 and $2528, showing fluctuations rather than a clear linear trend.
High replacement value, specialized parts costs, and engine power contribute to premiums that are generally higher than mainstream SUVs.
Comparing quotes from several insurers and checking for discounts tied to a favorable driving profile remain the most effective ways to reduce insurance costs.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
