BMW X3 2020
Patrice from Terrebonne
$6450 /year
Premium computed in November 2025
The 2020 BMW X3 is a compact luxury SUV that stands out for its perfect balance between performance and everyday practicality. Offering the dynamic driving experience characteristic of the Bavarian brand, it combines a refined interior with advanced technologies. Its spacious and versatile cabin, premium finishes, and precise road handling make it a popular choice for those seeking driving pleasure without sacrificing utility.
Insurance premiums for the 2020 BMW X3 show a fluctuating but generally upward trend between 2022 and 2025. After a notable decrease of 12.5% in 2023 ($1661 compared to $1898 in 2022), costs increased significantly in 2024 ($2271), followed by a more moderate rise in 2025 ($2368), representing a total increase of 24.8% over this four-year period.
To find the best insurance for your BMW X3 2020 vehicle, it is more important than ever to compare the available options.
Insurance premiums for the 2020 BMW X3 vary considerably by city. Saint-Jérôme and Terrebonne show the highest costs ($7761 and $6450 respectively), closely followed by Laval ($6096). In contrast, Lévis offers the most affordable premiums ($1025), more than seven times less than Saint-Jérôme. Sherbrooke and Gatineau present intermediate prices ($1771 and $1922), while Brossard sits in the upper range ($2767).
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $2767.4 |
| GATINEAU | $1921.67 |
| LÉVIS | $1024.6 |
| SHERBROOKE | $1770.64 |
| TERREBONNE | $6450.08 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
