BMW X3 2009
Ramiro from Sherbrooke
$1013 /year
Premium computed in June 2026
The 2009 BMW X3 is a compact luxury SUV that blends road comfort with the dynamic driving feel typical of the German brand. Designed for drivers seeking versatility and prestige, it combines a refined cabin with capable all-road performance.
Between 2021 and 2026, premiums for the 2009 BMW X3 show strong volatility: starting at $4674 in 2021, dropping to $739 in 2022, then fluctuating between $587 and $846 through 2025, before rising to $1013 in 2026. This variability may reflect shifts in the insured profile or data availability rather than a stable trend.
To find the best insurance for your BMW X3 2009 vehicle, it is more important than ever to compare the available options.
Only Sherbrooke is included in the data provided, with an average premium of $1013 for the 2009 BMW X3. No comparison with other cities is possible based on the available data.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| SHERBROOKE | $1012.72 |
Based on the available data, the average premium for a 2009 BMW X3 was $1013 in 2026, after fluctuating between $587 and $4674 in previous years.
The large swings, such as $4674 in 2021 compared to $587 in 2025, may result from changes in the number of insured drivers reported or in the profile of insured owners, rather than a consistent market trend.
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
In Sherbrooke, the average premium reported for this model is $1013, matching the most recent value available in the data.
Vehicle age, the cost of German-brand parts, replacement value, and claims history for the model all influence the premium, which can vary considerably from year to year.
Comparing quotes from several insurers, adjusting coverage to match the vehicle's current value, and maintaining a clean driving record are effective ways to reduce costs.
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
