BMW X3 2018
Sarah from Laval
$2463 /year
Premium computed in November 2025
The 2018 BMW X3 is a compact luxury SUV that combines elegance, performance, and versatility. With its refined design, dynamic driving experience, and premium interior, it delivers the signature driving experience expected from the Bavarian brand. Its powerful engine and all-wheel drive system make it equally comfortable on the road and during occasional off-road adventures.
Insurance premiums for the 2018 BMW X3 saw a significant drop between 2021 and 2022, falling from $2646 to $1605. However, since 2022, there has been a steady increase in costs, reaching $2198 in 2025, representing a 37% increase over this three-year period.
To find the best insurance for your BMW X3 2018 vehicle, it is more important than ever to compare the available options.
Insurance premiums for the 2018 BMW X3 vary significantly by city. Montreal shows the highest costs at $3056, followed by Longueuil at $2736 and Gatineau at $2388. In contrast, Sherbrooke offers the most affordable premiums at just $655, nearly five times less than in Montreal.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| GATINEAU | $2387.92 |
| LAVAL | $2013.70 |
| LONGUEUIL | $2735.9 |
| MONTRÉAL | $3288.49 |
| QUÉBEC | $1605.16 |
| REPENTIGNY | $1161.74 |
| SHERBROOKE | $654.64 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
