DODGE RAM 2004 Car Insurance

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The 2004 Ram is a rugged full-size pickup built for towing, heavy-duty work, and everyday versatility. As an older model, it appeals to buyers seeking a durable utility vehicle at an affordable purchase cost.

DODGE RAM 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2004 Ram fluctuates significantly, dropping from $634 to $219, rising back to $551, then falling to $181 in 2026. This variability reflects the vehicle's advanced age and the volatility typical of premiums for older models.

To find the best insurance for your DODGE RAM 2004 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your DODGE RAM 2004

How much does insurance for your DODGE RAM 2004 cost in Quebec?

Based on the available data, the average premium for the 2004 Ram in Saguenay is $414. No other city was provided for geographic comparison.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
Saguenay	$414.2

Frequently asked questions (FAQ)

How much does insurance cost for a 2004 Ram?

The average premium for a 2004 Ram varies by year, ranging from $634 in 2021 to $181 in 2026, with a premium of $414 observed in Saguenay.

Has the 2004 Ram's premium changed much over the years?

Yes, it has fluctuated significantly, dropping from $634 to $219, rising to $551, then falling to $181 in 2026, reflecting the variability typical of older vehicles.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why can an older truck like the 2004 Ram have a lower premium?

The lower replacement value of an older vehicle generally reduces premium costs, as seen with the $181 recorded in 2026.

What factors influence the premium for a 2004 Ram?

The vehicle's age, maintenance history, driving region, and driver profile are key factors in determining the premium.

How can I reduce the insurance cost for an older truck like the Ram?

Comparing multiple quotes, reducing comprehensive coverage, and choosing appropriate liability protection can help lower costs for an older vehicle.

Offers received by our customers on DODGE RAM 2004 cars

DODGE RAM 2004

A Man from Magog

$207 /year

Premium computed in May 2018

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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