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DODGE RAM 2018 Car Insurance

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The 2018 Ram is a rugged, versatile pickup truck known for its towing capacity and above-average cabin comfort for its segment. Popular with tradespeople and families alike, it blends power and practicality for daily use as a work vehicle.

DODGE RAM 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, the average premium for the 2018 Ram declines slightly, moving from $1506 to $1419. However, a notable increase appears in 2026, where the premium rises to $1577, which may reflect higher repair costs as the vehicle ages.

To find the best insurance for your DODGE RAM 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your DODGE RAM 2018 cost in Quebec?

Premiums are highest in Quebec City ($2942), Gatineau ($1933), and Saguenay ($1716), while Sherbrooke ($603), Montreal ($675), and Repentigny ($692) show the lowest amounts. The gap between the extreme cities is very pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1467.52
GATINEAU $1933.46
LAVAL $1098.11
LÉVIS $694.61
MONTRÉAL $674.71
QUÉBEC $2942.27
REPENTIGNY $692.15
Saguenay $1715.70
SAINT-JEAN-SUR-RICHELIEU $1608.84
SAINT-JÉRÔME $959.98
SHERBROOKE $602.77
TERREBONNE $1120.40
TROIS-RIVIÈRES $1135.62

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2018 Ram?
The average premium for a 2018 Ram varies by year, ranging from $1419 in 2025 to $1577 in 2026. In 2021, the average premium was $1506.
Is the premium for the 2018 Ram increasing or decreasing over time?
From 2021 to 2025, the premium slightly decreased from $1506 to $1419, but it rises again to $1577 in 2026, suggesting a recent uptick in insurance costs for this aging model.
Which city offers the cheapest insurance for a 2018 Ram?
Based on the data provided, Sherbrooke ($603), Montreal ($675), and Repentigny ($692) post the lowest average premiums for this model.
Why is the premium in Quebec City so high for this vehicle?
At $2942, Quebec City shows the highest premium among the provided cities, a gap that may reflect local differences in claim frequency or truck theft rates.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance premium of a 2018 Ram?
The vehicle's age, replacement value, truck classification, and the driver's location all affect the premium, which varies significantly across the provided cities.
How can I lower my premium for a 2018 Ram?
Comparing quotes from several insurers, adjusting deductibles, and bundling auto with home insurance are effective ways to reduce the premium.

Offers received by our customers on DODGE RAM 2018 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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