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DODGE RAM 2012 Car Insurance

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The 2012 Ram is a rugged full-size pickup known for its towing capacity and comfortable-for-its-era interior. Popular among tradespeople and outdoor enthusiasts, it emphasizes durability and utilitarian versatility.

DODGE RAM 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2012 Ram fluctuates, rising from $659 to a peak of $822 in 2022, then dropping to $545 in 2025 before edging back up to $613 in 2026. The overall trend over the available period leans downward.

To find the best insurance for your DODGE RAM 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your DODGE RAM 2012 cost in Quebec?

Among the cities provided, Drummondville shows the highest average premium ($706), followed by Saguenay ($623) and Laval ($533). Sherbrooke ($525) and especially Trois-Rivières ($221) post the lowest amounts, revealing a notable gap between these five cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $705.99
LAVAL $532.98
Saguenay $622.61
SHERBROOKE $525.33
TROIS-RIVIÈRES $221.43

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2012 Ram?
The average premium for a 2012 Ram varies by reference year, ranging between $545 and $822 from 2021 to 2026, with a recent value of $613 in 2026.
Has the premium for the 2012 Ram increased or decreased over time?
It has fluctuated: $659 in 2021, a peak of $822 in 2022, then a decline to $545 in 2025, followed by a rise to $613 in 2026. The overall trend over the available period leans downward.
Which city offers the lowest insurance cost for a 2012 Ram?
Based on the data provided, Trois-Rivières shows the lowest premium ($221), well below Drummondville ($706), which posts the highest amount.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why do premiums for a 2012 Ram vary so much by city?
Differences in population density, claim frequency, and theft rates across regions influence these amounts; the gap between Drummondville ($706) and Trois-Rivières ($221) illustrates this variation well.
What factors influence the premium for an older truck like the 2012 Ram?
The vehicle's age, reduced replacement value, usage type (personal or commercial), and claims history all play an important role in premium calculation.
How can I lower my premium for a 2012 Ram?
Comparing quotes from several insurers, adjusting coverage to match the vehicle's current value, and maintaining a clean driving record are effective ways to reduce costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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