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DODGE RAM 2016 Car Insurance

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The 2016 Ram is a rugged full-size pickup known for its towing capacity, cabin comfort, and versatility for both work and daily use. It appeals to drivers seeking power, reliability, and utility space in one vehicle.

DODGE RAM 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Ram fluctuate rather than follow a linear trend, dropping from $1367 in 2021 to $1014 in 2022, rising back to $1375 in 2023, then gradually declining to $1064 in 2026. Overall, the premium shows a net decrease across the period.

To find the best insurance for your DODGE RAM 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your DODGE RAM 2016 cost in Quebec?

Premiums for the 2016 Ram are highest in Quebec City ($1637), Lévis ($1257), Montreal ($1224), and Trois-Rivières ($1217), while Saint-Jean-sur-Richelieu ($477) and Saint-Jérôme ($513) show the lowest amounts. The gap between the most and least expensive cities exceeds $1100.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $737.67
GATINEAU $759.58
LAVAL $694.98
LÉVIS $1256.73
MONTRÉAL $1631.96
QUÉBEC $1636.60
Saguenay $969.66
SAINT-JEAN-SUR-RICHELIEU $477.39
SAINT-JÉRÔME $513.39
SHERBROOKE $691.78
TERREBONNE $863.84
TROIS-RIVIÈRES $1216.96

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Ram?
The average premium for a 2016 Ram varies by year, ranging from $1014 to $1375 between 2021 and 2026, with a recent average of $1064 in 2026.
Has the premium for the 2016 Ram decreased over time?
Yes, overall. After peaking at $1375 in 2023, the premium declined to $1064 in 2026, despite year-to-year fluctuations.
Which city has the highest insurance cost for a 2016 Ram?
Based on the data provided, Quebec City shows the highest premium at $1637, followed by Lévis ($1257) and Montreal ($1224).
Where is the 2016 Ram cheapest to insure?
Saint-Jean-sur-Richelieu ($477) and Saint-Jérôme ($513) show the lowest average premiums among the analyzed cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do trucks like the Ram often cost more to insure?
Vehicle weight, parts replacement costs, and frequent use for work or towing influence premiums, which vary significantly by city and year.
How can I lower my insurance premium for a 2016 Ram?
Comparing quotes from several insurers and checking geographic differences, such as between Quebec City ($1637) and Saint-Jean-sur-Richelieu ($477), can help identify better options.

Offers received by our customers on DODGE RAM 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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