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DODGE RAM 2020 Car Insurance

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The 2020 RAM is a rugged full-size truck known for its towing capacity, cabin comfort, and versatility between work and daily use. It appeals to drivers seeking power, space, and reliability both on the road and on the job site.

DODGE RAM 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 RAM fluctuate, rising from $1385 to a peak of $1918 in 2024, before easing to $1685 in 2026. This pattern reflects adjustments tied to repair costs and demand for full-size trucks.

To find the best insurance for your DODGE RAM 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your DODGE RAM 2020 cost in Quebec?

Premiums for the 2020 RAM are highest in Gatineau ($2387), Saguenay ($2114), and Longueuil ($1980), while Terrebonne ($1001), Saint-Jean-sur-Richelieu ($1162), and Quebec City ($1283) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1377.40
GATINEAU $2386.95
LAVAL $1862.70
LÉVIS $1737.48
LONGUEUIL $1979.53
MONTRÉAL $1753.63
QUÉBEC $1283.48
REPENTIGNY $1805.04
Saguenay $2113.89
SAINT-JEAN-SUR-RICHELIEU $1161.7
SAINT-JÉRÔME $1803.95
SHERBROOKE $1873.71
TERREBONNE $1001.08
TROIS-RIVIÈRES $1723.52

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2020 RAM?
The average premium for a 2020 RAM varies by reference year, ranging from $1385 in 2021 to $1685 in 2026, with a peak of $1918 in 2024.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Have 2020 RAM premiums fluctuated much since 2021?
Yes. After rising to a peak of $1918 in 2024, the average premium eased back to $1685 in 2026, showing instability rather than a steady linear trend.
Which city offers the cheapest insurance for a 2020 RAM?
Based on the data provided, Terrebonne ($1001), Saint-Jean-sur-Richelieu ($1162), and Quebec City ($1283) post the lowest average premiums for this model.
Why is the premium so high in Gatineau for a 2020 RAM?
Gatineau shows the highest premium ($2387) among the cities provided, which may reflect local factors such as claim frequency or regional traffic patterns.
What factors influence the premium for a truck like the 2020 RAM?
Vehicle weight, replacement value, usage type (personal or commercial), and repair costs specific to full-size trucks all directly affect premium calculations.
How can I lower my premium for a 2020 RAM?
Comparing quotes from multiple insurers, adjusting coverage based on actual vehicle usage, and bundling auto and home policies are effective ways to reduce costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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