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DODGE RAM 2021 Car Insurance

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The 2021 Ram is a rugged full-size truck known for its towing capability, cabin comfort, and versatility. Popular among workers and families alike, it combines power and modern technology for demanding everyday use.

DODGE RAM 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2021 Ram fluctuate notably, rising from $1589 to a peak of $2137 in 2024 before easing to $1697 in 2026. This pattern reflects shifting repair and replacement costs over the period.

To find the best insurance for your DODGE RAM 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your DODGE RAM 2021 cost in Quebec?

Premiums are highest in Montreal ($3273), Repentigny ($2502), and Laval ($2364), while Drummondville ($1053) and Gatineau ($1311) show the lowest amounts. The gap between cities is particularly wide for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1052.85
GATINEAU $1529.60
LAVAL $2364.16
LÉVIS $1777.62
MONTRÉAL $3272.90
QUÉBEC $1798.01
REPENTIGNY $2501.54
Saguenay $2005.88
SAINT-JEAN-SUR-RICHELIEU $1441.38
SAINT-JÉRÔME $3084.49
SHERBROOKE $2227.80
TERREBONNE $1332.72
TROIS-RIVIÈRES $1501.38

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Ram?
The average premium for a 2021 Ram varies by year, reaching $2137 in 2024 before dropping to $1697 in 2026. These amounts depend largely on the city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2021 Ram's premium fluctuate so much between 2021 and 2026?
The premium rose from $1589 in 2021 to a peak of $2137 in 2024, then eased to $1697 in 2026. These swings reflect changes in repair costs and insurance market trends.
Which city has the highest insurance costs for a 2021 Ram?
Based on the data provided, Montreal shows the highest premium at $3273, followed by Repentigny ($2502) and Laval ($2364).
Where is the 2021 Ram cheapest to insure?
Drummondville ($1053) and Gatineau ($1311) show the lowest average premiums among the cities provided.
What factors influence the premium for a truck like the 2021 Ram?
Weight, replacement value, parts costs, and intended use (work or personal) strongly influence the insurance premium for a full-size truck like the Ram.
How can I reduce the insurance premium for a 2021 Ram?
Comparing quotes from several insurers, adjusting coverage to match actual vehicle use, and bundling auto with home insurance are effective ways to lower costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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