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DODGE RAM 2022 Car Insurance

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The 2022 Ram is a rugged pickup known for its towing capability, cabin comfort, and everyday versatility. It appeals to drivers seeking a capable vehicle for both work and demanding personal use.

DODGE RAM 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2022 Ram fluctuates, moving from $1674 to $1827, dipping to $1697, then rising sharply to $2038 and $2074, before easing slightly to $1952. The overall trend is upward despite year-to-year variation.

To find the best insurance for your DODGE RAM 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your DODGE RAM 2022 cost in Quebec?

Premiums are highest in Saint-Jérôme ($2723), Drummondville ($2531), and Laval ($2375), while Montreal ($1225) and Sherbrooke ($1384) show the lowest amounts. Differences between cities are particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $2531.44
GATINEAU $2275.74
LAVAL $2374.93
LÉVIS $1615.50
MONTRÉAL $1225.16
QUÉBEC $2226.38
REPENTIGNY $1893.65
Saguenay $1826.49
SAINT-JEAN-SUR-RICHELIEU $1591.98
SAINT-JÉRÔME $2723.01
SHERBROOKE $1383.52
TERREBONNE $2048.96
TROIS-RIVIÈRES $1957.55

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2022 Dodge/Ram?
The average premium for a 2022 Ram varies by year, reaching $1952 in 2026 after peaking at $2074 in 2025. The exact amount depends on the city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have 2022 Ram premiums fluctuated significantly over time?
Yes. Between 2021 and 2026, the average premium rose from $1674 to a peak of $2074 in 2025, before easing to $1952, showing an upward trend with notable fluctuations.
Which city offers the lowest insurance cost for a 2022 Ram?
Based on the data provided, Montreal ($1225) and Sherbrooke ($1384) post the lowest average premiums for this model.
Why does the 2022 Ram premium vary so much by city?
The gap between Montreal ($1225) and Saint-Jérôme ($2723) can be explained by traffic density, claim frequency, and driving habits specific to each region.
What factors influence the insurance premium for a 2022 Ram?
The vehicle's size and power, replacement value, claims history for the model, and the driver's location all influence the final premium.
How can I lower my premium for a 2022 Ram?
Comparing quotes from several insurers, adjusting deductibles, and bundling auto with home insurance are effective ways to reduce the premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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