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DODGE RAM 2026 Car Insurance

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The 2026 Ram is a full-size pickup known for its toughness, towing capability, and refined cabin comfort. It appeals to drivers seeking a versatile work-and-daily-use vehicle that handles both heavy-duty tasks and everyday driving.

DODGE RAM 2026 CAR INSURANCE RATES SINCE 2025.

Since the 2026 Ram is a recent model, only two years of data are available. The average premium drops from $3435 in 2025 to $2762 in 2026, a notable decrease. More data will be needed to confirm a long-term trend.

To find the best insurance for your DODGE RAM 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your DODGE RAM 2026 cost in Quebec?

Premiums are highest for the 2026 Ram in Laval ($5298), Gatineau ($4797), and Montreal ($4635), while Drummondville ($1530) and Lévis ($1758) show the lowest amounts. The gap between the most and least expensive cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1529.76
GATINEAU $4797.20
LAVAL $5298.14
LÉVIS $1758.44
LONGUEUIL $2756.65
MONTRÉAL $4634.84
QUÉBEC $1823.85
REPENTIGNY $2318.66
Saguenay $2333.07
SAINT-JEAN-SUR-RICHELIEU $1849.60
SAINT-JÉRÔME $2285.35
SHERBROOKE $2467.27
TERREBONNE $2581.56
TROIS-RIVIÈRES $2056.83

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Ram?
The average premium for a 2026 Ram is $2762 in 2026, down from $3435 recorded in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the 2026 Ram premium decrease between 2025 and 2026?
Since this is a recent model, historical data is limited to two years. The drop from $3435 to $2762 may reflect adjusted claims statistics rather than an established trend.
Which city has the highest insurance cost for a 2026 Ram?
Based on the data provided, Laval ($5298), Gatineau ($4797), and Montreal ($4635) show the highest average premiums for this vehicle.
Where is the 2026 Ram cheapest to insure?
Drummondville ($1530) and Lévis ($1758) show the lowest average premiums among the cities provided.
What factors influence insurance costs for a 2026 Ram?
Vehicle size, replacement value, theft frequency in certain regions, and repair parts costs strongly influence premiums for a truck like the Ram.
How can I lower the insurance cost for a 2026 Ram?
Comparing quotes from several insurers, choosing a higher deductible, and bundling policies can help secure a more favorable price for this type of vehicle.

Offers received by our customers on DODGE RAM 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/04/2026

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