DODGE RAM Car Insurance

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The Ram is a full-size pickup truck known for its ruggedness, cabin comfort, and towing capacity. Popular among tradespeople and active families, it combines utility versatility with on-road and off-road driving comfort.

DODGE RAM CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the Ram generally increase, moving from $1412 to $1768, before dropping to $1574 in 2026. This evolution reflects fluctuations in repair costs and demand for this type of pickup truck.

To find the best insurance for your DODGE RAM vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your DODGE RAM

How much does insurance for your DODGE RAM cost in Quebec?

Premiums are highest in Longueuil ($2066), Gatineau ($1962), and Montreal ($1959), while Brossard ($886) and Saint-Jean-sur-Richelieu ($1164) post the lowest amounts. The gap between cities remains considerable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$886.40
DRUMMONDVILLE	$1423.99
GATINEAU	$2018.63
LAVAL	$1758.32
LÉVIS	$1444.74
LONGUEUIL	$2066.01
MONTRÉAL	$2022.05
QUÉBEC	$1787.40
REPENTIGNY	$1729.34
Saguenay	$1654.70
SAINT-JEAN-SUR-RICHELIEU	$1309.53
SAINT-JÉRÔME	$1890.85
SHERBROOKE	$1306.20
TERREBONNE	$1502.87
TROIS-RIVIÈRES	$1581.84

DODGE RAM average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
DODGE RAM 2026	$2793.98
DODGE RAM 2025	$2585.24
DODGE RAM 2024	$2609.14
DODGE RAM 2023	$2248.68
DODGE RAM 2022	$1980.39
DODGE RAM 2021	$1885.67
DODGE RAM 2020	$1776.29
DODGE RAM 2019	$1574.12
DODGE RAM 2018	$1522.74
DODGE RAM 2017	$1323.79
DODGE RAM 2016	$1275.43
DODGE RAM 2015	$1154.16
DODGE RAM 2014	$874.38
DODGE RAM 2013	$779.55
DODGE RAM 2012	$715.46
DODGE RAM 2011	$629.86
DODGE RAM 2010	$618.57
DODGE RAM 2009	$569.10
DODGE RAM 2008	$456.02
DODGE RAM 2007	$364.39
DODGE RAM 2006	$519.94
DODGE RAM 2005	$417.97
DODGE RAM 2004	$469.55
DODGE RAM 2003	$466.82
DODGE RAM 2002	$654.24
DODGE RAM 2001	$554.23

Frequently asked questions (FAQ)

How much does it cost to insure a Ram?

The average premium for a Ram varies by year, reaching $1768 in 2025 before dropping to $1574 in 2026. These amounts reflect repair costs and the vehicle's classification as a full-size pickup.

Have Ram premiums increased over the years?

Between 2021 and 2025, the average premium rose from $1412 to $1768, before dropping to $1574 in 2026, showing an overall upward trend with a recent decline.

Which city offers the lowest insurance cost for a Ram?

Based on the data provided, Brossard ($886) and Saint-Jean-sur-Richelieu ($1164) post the lowest average premiums for this model.

Why is the Ram more expensive to insure in Longueuil than in Brossard?

In Longueuil, the average premium reaches $2066, compared to $886 in Brossard — a significant gap that may relate to traffic density, claim rates, and regional theft profile.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium of a Ram?

Vehicle size, replacement value, towing capacity, and usage (commercial or personal) all influence the premium, along with the driver's city of residence.

How can I reduce my premium for a Ram?

Comparing quotes from several insurers, choosing suitable deductibles, and bundling insurance policies are effective ways to reduce insurance costs for a Ram.