FORD EXPLORER 2026
Romulo Luis from Candiac
$2690 /year
Premium computed in August 2026
The Ford Explorer is a versatile midsize SUV known for its spacious cabin, seven-passenger capacity, and robust road manners. It appeals to families and drivers seeking a capable vehicle for long trips and occasional towing.
From 2021 to 2026, premiums for the Ford Explorer show an irregular pattern, rising from $1222 to $1782 in 2022, dropping to $1395 in 2023, then climbing to $2009 in 2025 before easing slightly to $1859 in 2026. This variation reflects insurance market fluctuations rather than a linear trend.
To find the best insurance for your FORD EXPLORER vehicle, it is more important than ever to compare the available options.
Premiums for the Ford Explorer are highest in Saguenay ($2739), Gatineau ($2541), Longueuil ($2535), and Montreal ($2520), while Repentigny ($772), Saint-Jean-sur-Richelieu ($1020), and Brossard ($1148) show the lowest amounts. The gap between these cities is substantial.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $1498.03 |
| DRUMMONDVILLE | $1699.26 |
| GATINEAU | $2561.39 |
| LAVAL | $2053.92 |
| LÉVIS | $2071.98 |
| LONGUEUIL | $2535.49 |
| MONTRÉAL | $2512.42 |
| QUÉBEC | $1801.72 |
| REPENTIGNY | $772.42 |
| Saguenay | $2739.26 |
| SAINT-JEAN-SUR-RICHELIEU | $805.4 |
| SAINT-JÉRÔME | $2004.62 |
| SHERBROOKE | $1814.53 |
| TERREBONNE | $1604.66 |
| TROIS-RIVIÈRES | $2007.99 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| FORD EXPLORER 2026 | $2442.43 |
| FORD EXPLORER 2025 | $2578.00 |
| FORD EXPLORER 2024 | $2428.13 |
| FORD EXPLORER 2023 | $2093.99 |
| FORD EXPLORER 2022 | $2016.56 |
| FORD EXPLORER 2021 | $1870.06 |
| FORD EXPLORER 2020 | $1499.34 |
| FORD EXPLORER 2019 | $1523.48 |
| FORD EXPLORER 2018 | $1376.32 |
| FORD EXPLORER 2017 | $1303.40 |
| FORD EXPLORER 2016 | $1288.05 |
| FORD EXPLORER 2015 | $1084.27 |
| FORD EXPLORER 2014 | $934.08 |
| FORD EXPLORER 2013 | $911.13 |
| FORD EXPLORER 2012 | $1076.26 |
| FORD EXPLORER 2011 | $990.53 |
| FORD EXPLORER 2010 | $503.34 |
| FORD EXPLORER 2009 | $336.97 |
| FORD EXPLORER 2008 | $451.77 |
| FORD EXPLORER 2007 | $408.78 |
| FORD EXPLORER 2006 | $410.39 |
| FORD EXPLORER 2005 | $415.70 |
| FORD EXPLORER 2004 | $741.53 |
| FORD EXPLORER 2003 | $411.12 |
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the FORD EXPLORER, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| EXPLORER 4DR 2WD | 2011 - 2018 |
| EXPLORER 4DR 4WD | 2001 - 2018 |
| EXPLORER 4DR AWD | 2021 - 2022 |
| EXPLORER ACTIVE 4DR AWD | 2025 - 2027 |
| EXPLORER ECOBOOST 4DR 2WD | 2011 - 2015 |
| EXPLORER EDDIE BAUER 4DR 2WD | 2001 - 2010 |
| EXPLORER EDDIE BAUER 4DR 4WD | 2001 - 2010 |
| EXPLORER EDDIE BAUER 4DR AWD | 2001 - 2008 |
| EXPLORER HEV 4DR AWD | 2025 - 2026 |
| EXPLORER KING RANCH 4DR AWD | 2021 |
| EXPLORER LIMITED 4DR 2WD | 2001 - 2022 |
| EXPLORER LIMITED 4DR 4WD | 2001 - 2019 |
EXPLORER LIMITED 4DR AWD (2001 - 2024), EXPLORER LIMITED ECOBOOST 4DR 2WD (2012 - 2013), EXPLORER LIMITED HEV 4DR AWD (2020 - 2023), EXPLORER NBX 4DR 2WD (2003), EXPLORER NBX 4DR 4WD (2003 - 2004), EXPLORER PLATINUM 4DR AWD (2020 - 2027), EXPLORER PLATINUM ECOBOOST 4DR 4WD (2016 - 2019), EXPLORER SPORT 2DR 2WD (2001 - 2003), EXPLORER SPORT 2DR 4WD (2001 - 2003), EXPLORER SPORT ECOBOOST 4DR 4WD (2013 - 2019), EXPLORER SPORT TRAC 4DR 2WD (2001 - 2003), EXPLORER SPORT TRAC 4DR 4WD (2001 - 2003), EXPLORER SPORT TRAC ADRENALIN 4DR 2WD (2005), EXPLORER SPORT TRAC ADRENALIN 4DR 4WD (2005 - 2010), EXPLORER SPORT TRAC ADRENALIN V8 4DR 4WD (2009), EXPLORER SPORT TRAC LIMITED 4DR 2WD (2007 - 2010), EXPLORER SPORT TRAC LIMITED 4DR 4WD (2007 - 2010), EXPLORER SPORT TRAC LIMITED V8 4DR 2WD (2007 - 2010), EXPLORER SPORT TRAC LIMITED V8 4DR 4WD (2007 - 2010), EXPLORER SPORT TRAC XLS 4DR 2WD (2005), EXPLORER SPORT TRAC XLS 4DR 4WD (2005), EXPLORER SPORT TRAC XLT 4DR 2WD (2003 - 2010), EXPLORER SPORT TRAC XLT 4DR 4WD (2003 - 2010), EXPLORER SPORT TRAC XLT V8 4DR 2WD (2007 - 2009), EXPLORER SPORT TRAC XLT V8 4DR 4WD (2007 - 2010), EXPLORER ST 4DR AWD (2020 - 2027), EXPLORER ST LINE 4DR AWD (2022 - 2027), EXPLORER TIMBERLINE 4DR AWD (2021 - 2024), EXPLORER TREMOR 4DR AWD (2026 - 2027), EXPLORER XL 4DR 2WD (2001), EXPLORER XL 4DR 4WD (2001), EXPLORER XLS 4DR 2WD (2001 - 2006), EXPLORER XLS 4DR 4WD (2001 - 2006), EXPLORER XLS 4DR AWD (2003 - 2004), EXPLORER XLT 4DR 2WD (2001 - 2021), EXPLORER XLT 4DR 4WD (2001 - 2019), EXPLORER XLT 4DR AWD (2001 - 2024), EXPLORER XLT ECOBOOST 4DR 2WD (2011 - 2015)
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
