FORD FOCUS 2016 Car Insurance

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The 2016 Ford Focus is a versatile compact car offering a good balance of driving enjoyment, practicality, and fuel efficiency. Known for its dynamic road manners, it suits drivers seeking a reliable urban sedan with reasonable running costs.

FORD FOCUS 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 Ford Focus decline noticeably, moving from $1656 to $889. This steady decrease reflects the vehicle's aging and its lower replacement value over time.

To find the best insurance for your FORD FOCUS 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your FORD FOCUS 2016

How much does insurance for your FORD FOCUS 2016 cost in Quebec?

Premiums are highest in Terrebonne ($1685) and Laval ($1671), while Brossard ($489) and Gatineau ($658) show the lowest amounts. Other cities fall within a mid-range spread, illustrating significant geographic variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$489.19
DRUMMONDVILLE	$1114.16
GATINEAU	$658.25
LAVAL	$1670.50
MONTRÉAL	$942.85
QUÉBEC	$902.97
Saguenay	$933.84
SAINT-JEAN-SUR-RICHELIEU	$1326.50
TERREBONNE	$1684.99
TROIS-RIVIÈRES	$1270.81

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Ford Focus?

Based on the available data, the average premium dropped from $1656 in 2021 to $889 in 2026, reflecting a steady decline tied to the vehicle's age.

Why does the premium for a 2016 Ford Focus decrease over time?

As the vehicle ages, its replacement value drops, which generally lowers insurance costs, as shown by the decline from $1656 to $889 between 2021 and 2026.

Which city offers the lowest insurance cost for a 2016 Ford Focus?

Based on the data provided, Brossard ($489) and Gatineau ($658) show the lowest average premiums for this model.

Which city has the highest premium for this model?

Terrebonne ($1685) and Laval ($1671) show the highest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a 2016 Ford Focus?

The vehicle's age, replacement value, city of residence, and driver profile all influence the premium, which ranges widely from $489 to $1685 based on the provided data.

TOYOTA
COROLLA

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CIVIC

MAZDA3

HYUNDAI
ELANTRA

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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