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FORD FOCUS 2009 Car Insurance

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The 2009 Ford Focus is a versatile compact car known for its efficiency, affordability, and ease of maintenance. Ideal for daily urban driving, it remains a popular economical choice on the used-car market.

FORD FOCUS 2009 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2009 Ford Focus generally decrease, moving from $506 to $240, with some fluctuation along the way (peaking at $543 in 2023). This decline reflects the vehicle's advanced age and reduced replacement value.

To find the best insurance for your FORD FOCUS 2009 vehicle, it is more important than ever to compare the available options.

How much does insurance for your FORD FOCUS 2009 cost in Quebec?

Based on the data provided, Drummondville shows a notably higher premium ($1133) than Longueuil ($486) and Montreal ($437), highlighting a marked gap between these three cities for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1132.51
LONGUEUIL $486.14
MONTRÉAL $436.73

Frequently asked questions (FAQ)

How much does insurance cost for a 2009 Ford Focus?
In 2026, the average premium for a 2009 Ford Focus is $240, down from previous years where it ranged between $428 and $543.
Why has the premium for the 2009 Focus decreased over time?
The vehicle's advanced age lowers its replacement value, which reduces insurance costs. The premium dropped from $506 in 2021 to $240 in 2026.
Why is the premium so high in Drummondville?
Based on the data provided, Drummondville shows an average premium of $1133 for the 2009 Focus, well above Longueuil ($486) and Montreal ($437), possibly due to regional factors like claim frequency.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Does an older car like the 2009 Focus really cost less to insure?
Generally yes. Its reduced replacement value lowers the cost of collision and comprehensive coverage, which explains the lower premiums seen in 2025 and 2026.
How can I lower the insurance premium for a 2009 Ford Focus?
Comparing quotes from several insurers and adjusting collision or comprehensive coverage to match the vehicle's actual value can often reduce the premium further.

Offers received by our customers on FORD FOCUS 2009 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026