FORD FOCUS 2018 Car Insurance

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The 2018 Ford Focus is a versatile compact car known for its driving enjoyment and everyday efficiency. Well-balanced between comfort and agility, it suits drivers looking for a practical, economical, and easy-to-live-with sedan in urban settings.

FORD FOCUS 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 Ford Focus fluctuate before rising sharply, moving from $1465 in 2021 down to a low of $1229 in 2023, then climbing to $2639 in 2026. This recent increase may reflect rising repair and parts costs for this aging model.

To find the best insurance for your FORD FOCUS 2018 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your FORD FOCUS 2018 cost in Quebec?

Premiums for the 2018 Ford Focus are highest in Saint-Jérôme ($3274), Lévis ($2838), and Saint-Jean-sur-Richelieu ($2725), while Brossard ($453), Longueuil ($1002), and Saguenay ($1117) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$453.44
LÉVIS	$2838.36
LONGUEUIL	$1002.26
MONTRÉAL	$1649.68
QUÉBEC	$1333.38
SAINT-JEAN-SUR-RICHELIEU	$2724.74
SAINT-JÉRÔME	$3274.44
SHERBROOKE	$1552.64
TROIS-RIVIÈRES	$1356.51

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Ford Focus?

The average premium for a 2018 Ford Focus ranged between $1229 and $2639 depending on the year, reaching $2639 in 2026 according to the most recent data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why has the 2018 Focus premium increased so much recently?

After a low of $1229 in 2023, the premium climbed to $2639 in 2026, possibly due to rising parts and repair costs for this aging model.

Which city offers the lowest insurance cost for a 2018 Focus?

Based on the data provided, Brossard ($453), Longueuil ($1002), and Saguenay ($1117) show the lowest average premiums for this model.

Why do cities like Saint-Jérôme show such high premiums?

Saint-Jérôme ($3274) and Lévis ($2838) stand out with notably higher premiums, which may reflect claim frequency or risk profiles specific to these regions for this model.

What factors influence the premium for a 2018 Ford Focus?

Vehicle age, parts availability, mileage, and the model's claims history all directly affect how the insurance premium is calculated.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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